LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,529
−HK$8,624/mo
▼ 0.25% · 3.875%
HK$141,806
−HK$4,347/mo
Today · 4.125%
HK$146,153
baseline
▲ 0.50% · 4.625%
HK$155,046
+HK$8,893/mo
Deposit HK$30.16M · loan HK$30.16M · min. income ≈ HK$292,306/mo (50% DSR)
Upfront cash ≈ HK$32.72M (deposit + AVD stamp duty HK$2,563,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,999
−HK$8,266/mo
▼ 0.25% · 3.875%
HK$157,102
−HK$4,163/mo
Today · 4.125%
HK$161,265
baseline
▲ 0.50% · 4.625%
HK$169,766
+HK$8,501/mo
Deposit HK$30.16M · loan HK$30.16M · min. income ≈ HK$322,530/mo (50% DSR)
Upfront cash ≈ HK$32.72M (deposit + AVD stamp duty HK$2,563,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,034
−HK$10,349/mo
▼ 0.25% · 3.875%
HK$170,168
−HK$5,215/mo
Today · 4.125%
HK$175,383
baseline
▲ 0.50% · 4.625%
HK$186,055
+HK$10,672/mo
Deposit HK$24.13M · loan HK$36.19M · min. income ≈ HK$350,766/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,563,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,599
−HK$9,919/mo
▼ 0.25% · 3.875%
HK$188,523
−HK$4,995/mo
Today · 4.125%
HK$193,518
baseline
▲ 0.50% · 4.625%
HK$203,719
+HK$10,201/mo
Deposit HK$24.13M · loan HK$36.19M · min. income ≈ HK$387,036/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,563,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,540
−HK$12,074/mo
▼ 0.25% · 3.875%
HK$198,529
−HK$6,085/mo
Today · 4.125%
HK$204,614
baseline
▲ 0.50% · 4.625%
HK$217,064
+HK$12,450/mo
Deposit HK$18.09M · loan HK$42.22M · min. income ≈ HK$409,228/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,563,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,199
−HK$11,572/mo
▼ 0.25% · 3.875%
HK$219,943
−HK$5,828/mo
Today · 4.125%
HK$225,771
baseline
▲ 0.50% · 4.625%
HK$237,672
+HK$11,901/mo
Deposit HK$18.09M · loan HK$42.22M · min. income ≈ HK$451,542/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,563,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,551
−HK$15,524/mo
▼ 0.25% · 3.875%
HK$255,252
−HK$7,823/mo
Today · 4.125%
HK$263,075
baseline
▲ 0.50% · 4.625%
HK$279,083
+HK$16,008/mo
Deposit HK$6.03M · loan HK$54.28M · min. income ≈ HK$526,150/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,563,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,398
−HK$14,879/mo
▼ 0.25% · 3.875%
HK$282,784
−HK$7,493/mo
Today · 4.125%
HK$290,277
baseline
▲ 0.50% · 4.625%
HK$305,578
+HK$15,301/mo
Deposit HK$6.03M · loan HK$54.28M · min. income ≈ HK$580,554/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,563,293 · Scale 2, in force from 26 Feb 2026)