LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,531
−HK$8,624/mo
▼ 0.25% · 3.875%
HK$141,809
−HK$4,346/mo
Today · 4.125%
HK$146,155
baseline
▲ 0.50% · 4.625%
HK$155,049
+HK$8,894/mo
Deposit HK$30.16M · loan HK$30.16M · min. income ≈ HK$292,310/mo (50% DSR)
Upfront cash ≈ HK$32.72M (deposit + AVD stamp duty HK$2,563,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,002
−HK$8,266/mo
▼ 0.25% · 3.875%
HK$157,105
−HK$4,163/mo
Today · 4.125%
HK$161,268
baseline
▲ 0.50% · 4.625%
HK$169,769
+HK$8,501/mo
Deposit HK$30.16M · loan HK$30.16M · min. income ≈ HK$322,536/mo (50% DSR)
Upfront cash ≈ HK$32.72M (deposit + AVD stamp duty HK$2,563,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,037
−HK$10,350/mo
▼ 0.25% · 3.875%
HK$170,171
−HK$5,216/mo
Today · 4.125%
HK$175,387
baseline
▲ 0.50% · 4.625%
HK$186,058
+HK$10,671/mo
Deposit HK$24.13M · loan HK$36.19M · min. income ≈ HK$350,774/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,563,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,602
−HK$9,920/mo
▼ 0.25% · 3.875%
HK$188,526
−HK$4,996/mo
Today · 4.125%
HK$193,522
baseline
▲ 0.50% · 4.625%
HK$203,723
+HK$10,201/mo
Deposit HK$24.13M · loan HK$36.19M · min. income ≈ HK$387,044/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,563,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,544
−HK$12,074/mo
▼ 0.25% · 3.875%
HK$198,533
−HK$6,085/mo
Today · 4.125%
HK$204,618
baseline
▲ 0.50% · 4.625%
HK$217,068
+HK$12,450/mo
Deposit HK$18.09M · loan HK$42.22M · min. income ≈ HK$409,236/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,563,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,203
−HK$11,572/mo
▼ 0.25% · 3.875%
HK$219,948
−HK$5,827/mo
Today · 4.125%
HK$225,775
baseline
▲ 0.50% · 4.625%
HK$237,676
+HK$11,901/mo
Deposit HK$18.09M · loan HK$42.22M · min. income ≈ HK$451,550/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,563,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,556
−HK$15,524/mo
▼ 0.25% · 3.875%
HK$255,256
−HK$7,824/mo
Today · 4.125%
HK$263,080
baseline
▲ 0.50% · 4.625%
HK$279,088
+HK$16,008/mo
Deposit HK$6.03M · loan HK$54.28M · min. income ≈ HK$526,160/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,563,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,404
−HK$14,879/mo
▼ 0.25% · 3.875%
HK$282,790
−HK$7,493/mo
Today · 4.125%
HK$290,283
baseline
▲ 0.50% · 4.625%
HK$305,584
+HK$15,301/mo
Deposit HK$6.03M · loan HK$54.28M · min. income ≈ HK$580,566/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,563,340 · Scale 2, in force from 26 Feb 2026)