LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,753
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,181
−HK$435/mo
Today · 4.125%
HK$14,616
baseline
▲ 0.50% · 4.625%
HK$15,505
+HK$889/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,232/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$138,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,300
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,711
−HK$416/mo
Today · 4.125%
HK$16,127
baseline
▲ 0.50% · 4.625%
HK$16,977
+HK$850/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,254/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$138,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,504
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,017
−HK$522/mo
Today · 4.125%
HK$17,539
baseline
▲ 0.50% · 4.625%
HK$18,606
+HK$1,067/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$35,078/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,360
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,853
−HK$499/mo
Today · 4.125%
HK$19,352
baseline
▲ 0.50% · 4.625%
HK$20,373
+HK$1,021/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$38,704/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,255
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,854
−HK$608/mo
Today · 4.125%
HK$20,462
baseline
▲ 0.50% · 4.625%
HK$21,707
+HK$1,245/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$40,924/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,421
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,995
−HK$583/mo
Today · 4.125%
HK$22,578
baseline
▲ 0.50% · 4.625%
HK$23,768
+HK$1,190/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$45,156/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,756
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,526
−HK$782/mo
Today · 4.125%
HK$26,308
baseline
▲ 0.50% · 4.625%
HK$27,909
+HK$1,601/mo
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$52,616/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$138,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,541
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,279
−HK$750/mo
Today · 4.125%
HK$29,029
baseline
▲ 0.50% · 4.625%
HK$30,559
+HK$1,530/mo
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$58,058/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$138,146 · Scale 2, in force from 26 Feb 2026)