LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,553
−HK$8,626/mo
▼ 0.25% · 3.875%
HK$141,831
−HK$4,348/mo
Today · 4.125%
HK$146,179
baseline
▲ 0.50% · 4.625%
HK$155,073
+HK$8,894/mo
Deposit HK$30.16M · loan HK$30.16M · min. income ≈ HK$292,358/mo (50% DSR)
Upfront cash ≈ HK$32.73M (deposit + AVD stamp duty HK$2,563,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,026
−HK$8,268/mo
▼ 0.25% · 3.875%
HK$157,130
−HK$4,164/mo
Today · 4.125%
HK$161,294
baseline
▲ 0.50% · 4.625%
HK$169,796
+HK$8,502/mo
Deposit HK$30.16M · loan HK$30.16M · min. income ≈ HK$322,588/mo (50% DSR)
Upfront cash ≈ HK$32.73M (deposit + AVD stamp duty HK$2,563,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,063
−HK$10,351/mo
▼ 0.25% · 3.875%
HK$170,198
−HK$5,216/mo
Today · 4.125%
HK$175,414
baseline
▲ 0.50% · 4.625%
HK$186,088
+HK$10,674/mo
Deposit HK$24.13M · loan HK$36.19M · min. income ≈ HK$350,828/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,563,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,631
−HK$9,921/mo
▼ 0.25% · 3.875%
HK$188,556
−HK$4,996/mo
Today · 4.125%
HK$193,552
baseline
▲ 0.50% · 4.625%
HK$203,755
+HK$10,203/mo
Deposit HK$24.13M · loan HK$36.19M · min. income ≈ HK$387,104/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,563,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,574
−HK$12,076/mo
▼ 0.25% · 3.875%
HK$198,564
−HK$6,086/mo
Today · 4.125%
HK$204,650
baseline
▲ 0.50% · 4.625%
HK$217,102
+HK$12,452/mo
Deposit HK$18.10M · loan HK$42.23M · min. income ≈ HK$409,300/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,563,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,237
−HK$11,574/mo
▼ 0.25% · 3.875%
HK$219,982
−HK$5,829/mo
Today · 4.125%
HK$225,811
baseline
▲ 0.50% · 4.625%
HK$237,714
+HK$11,903/mo
Deposit HK$18.10M · loan HK$42.23M · min. income ≈ HK$451,622/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,563,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,595
−HK$15,526/mo
▼ 0.25% · 3.875%
HK$255,297
−HK$7,824/mo
Today · 4.125%
HK$263,121
baseline
▲ 0.50% · 4.625%
HK$279,132
+HK$16,011/mo
Deposit HK$6.03M · loan HK$54.29M · min. income ≈ HK$526,242/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,563,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,447
−HK$14,882/mo
▼ 0.25% · 3.875%
HK$282,834
−HK$7,495/mo
Today · 4.125%
HK$290,329
baseline
▲ 0.50% · 4.625%
HK$305,632
+HK$15,303/mo
Deposit HK$6.03M · loan HK$54.29M · min. income ≈ HK$580,658/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,563,745 · Scale 2, in force from 26 Feb 2026)