LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,559
−HK$8,626/mo
▼ 0.25% · 3.875%
HK$141,838
−HK$4,347/mo
Today · 4.125%
HK$146,185
baseline
▲ 0.50% · 4.625%
HK$155,080
+HK$8,895/mo
Deposit HK$30.16M · loan HK$30.16M · min. income ≈ HK$292,370/mo (50% DSR)
Upfront cash ≈ HK$32.73M (deposit + AVD stamp duty HK$2,563,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,033
−HK$8,268/mo
▼ 0.25% · 3.875%
HK$157,137
−HK$4,164/mo
Today · 4.125%
HK$161,301
baseline
▲ 0.50% · 4.625%
HK$169,803
+HK$8,502/mo
Deposit HK$30.16M · loan HK$30.16M · min. income ≈ HK$322,602/mo (50% DSR)
Upfront cash ≈ HK$32.73M (deposit + AVD stamp duty HK$2,563,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,071
−HK$10,351/mo
▼ 0.25% · 3.875%
HK$170,206
−HK$5,216/mo
Today · 4.125%
HK$175,422
baseline
▲ 0.50% · 4.625%
HK$186,096
+HK$10,674/mo
Deposit HK$24.13M · loan HK$36.20M · min. income ≈ HK$350,844/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,563,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,640
−HK$9,921/mo
▼ 0.25% · 3.875%
HK$188,565
−HK$4,996/mo
Today · 4.125%
HK$193,561
baseline
▲ 0.50% · 4.625%
HK$203,764
+HK$10,203/mo
Deposit HK$24.13M · loan HK$36.20M · min. income ≈ HK$387,122/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,563,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,583
−HK$12,076/mo
▼ 0.25% · 3.875%
HK$198,573
−HK$6,086/mo
Today · 4.125%
HK$204,659
baseline
▲ 0.50% · 4.625%
HK$217,112
+HK$12,453/mo
Deposit HK$18.10M · loan HK$42.23M · min. income ≈ HK$409,318/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,563,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,246
−HK$11,575/mo
▼ 0.25% · 3.875%
HK$219,992
−HK$5,829/mo
Today · 4.125%
HK$225,821
baseline
▲ 0.50% · 4.625%
HK$237,725
+HK$11,904/mo
Deposit HK$18.10M · loan HK$42.23M · min. income ≈ HK$451,642/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,563,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,606
−HK$15,527/mo
▼ 0.25% · 3.875%
HK$255,308
−HK$7,825/mo
Today · 4.125%
HK$263,133
baseline
▲ 0.50% · 4.625%
HK$279,144
+HK$16,011/mo
Deposit HK$6.03M · loan HK$54.29M · min. income ≈ HK$526,266/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,563,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,460
−HK$14,882/mo
▼ 0.25% · 3.875%
HK$282,847
−HK$7,495/mo
Today · 4.125%
HK$290,342
baseline
▲ 0.50% · 4.625%
HK$305,646
+HK$15,304/mo
Deposit HK$6.03M · loan HK$54.29M · min. income ≈ HK$580,684/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,563,861 · Scale 2, in force from 26 Feb 2026)