LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,568
−HK$8,627/mo
▼ 0.25% · 3.875%
HK$141,847
−HK$4,348/mo
Today · 4.125%
HK$146,195
baseline
▲ 0.50% · 4.625%
HK$155,090
+HK$8,895/mo
Deposit HK$30.16M · loan HK$30.16M · min. income ≈ HK$292,390/mo (50% DSR)
Upfront cash ≈ HK$32.73M (deposit + AVD stamp duty HK$2,564,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,043
−HK$8,268/mo
▼ 0.25% · 3.875%
HK$157,147
−HK$4,164/mo
Today · 4.125%
HK$161,311
baseline
▲ 0.50% · 4.625%
HK$169,814
+HK$8,503/mo
Deposit HK$30.16M · loan HK$30.16M · min. income ≈ HK$322,622/mo (50% DSR)
Upfront cash ≈ HK$32.73M (deposit + AVD stamp duty HK$2,564,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,081
−HK$10,353/mo
▼ 0.25% · 3.875%
HK$170,216
−HK$5,218/mo
Today · 4.125%
HK$175,434
baseline
▲ 0.50% · 4.625%
HK$186,108
+HK$10,674/mo
Deposit HK$24.13M · loan HK$36.20M · min. income ≈ HK$350,868/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$2,564,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,651
−HK$9,923/mo
▼ 0.25% · 3.875%
HK$188,577
−HK$4,997/mo
Today · 4.125%
HK$193,574
baseline
▲ 0.50% · 4.625%
HK$203,777
+HK$10,203/mo
Deposit HK$24.13M · loan HK$36.20M · min. income ≈ HK$387,148/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$2,564,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,595
−HK$12,077/mo
▼ 0.25% · 3.875%
HK$198,586
−HK$6,086/mo
Today · 4.125%
HK$204,672
baseline
▲ 0.50% · 4.625%
HK$217,126
+HK$12,454/mo
Deposit HK$18.10M · loan HK$42.23M · min. income ≈ HK$409,344/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,564,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,260
−HK$11,576/mo
▼ 0.25% · 3.875%
HK$220,006
−HK$5,830/mo
Today · 4.125%
HK$225,836
baseline
▲ 0.50% · 4.625%
HK$237,740
+HK$11,904/mo
Deposit HK$18.10M · loan HK$42.23M · min. income ≈ HK$451,672/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,564,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,622
−HK$15,528/mo
▼ 0.25% · 3.875%
HK$255,325
−HK$7,825/mo
Today · 4.125%
HK$263,150
baseline
▲ 0.50% · 4.625%
HK$279,162
+HK$16,012/mo
Deposit HK$6.03M · loan HK$54.30M · min. income ≈ HK$526,300/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,564,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,477
−HK$14,883/mo
▼ 0.25% · 3.875%
HK$282,865
−HK$7,495/mo
Today · 4.125%
HK$290,360
baseline
▲ 0.50% · 4.625%
HK$305,666
+HK$15,306/mo
Deposit HK$6.03M · loan HK$54.30M · min. income ≈ HK$580,720/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,564,025 · Scale 2, in force from 26 Feb 2026)