LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,615
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$141,895
−HK$4,350/mo
Today · 4.125%
HK$146,245
baseline
▲ 0.50% · 4.625%
HK$155,143
+HK$8,898/mo
Deposit HK$30.18M · loan HK$30.18M · min. income ≈ HK$292,490/mo (50% DSR)
Upfront cash ≈ HK$32.74M (deposit + AVD stamp duty HK$2,564,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,095
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$157,201
−HK$4,165/mo
Today · 4.125%
HK$161,366
baseline
▲ 0.50% · 4.625%
HK$169,872
+HK$8,506/mo
Deposit HK$30.18M · loan HK$30.18M · min. income ≈ HK$322,732/mo (50% DSR)
Upfront cash ≈ HK$32.74M (deposit + AVD stamp duty HK$2,564,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,138
−HK$10,355/mo
▼ 0.25% · 3.875%
HK$170,275
−HK$5,218/mo
Today · 4.125%
HK$175,493
baseline
▲ 0.50% · 4.625%
HK$186,172
+HK$10,679/mo
Deposit HK$24.14M · loan HK$36.21M · min. income ≈ HK$350,986/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,564,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,714
−HK$9,926/mo
▼ 0.25% · 3.875%
HK$188,641
−HK$4,999/mo
Today · 4.125%
HK$193,640
baseline
▲ 0.50% · 4.625%
HK$203,847
+HK$10,207/mo
Deposit HK$24.14M · loan HK$36.21M · min. income ≈ HK$387,280/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,564,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,661
−HK$12,081/mo
▼ 0.25% · 3.875%
HK$198,654
−HK$6,088/mo
Today · 4.125%
HK$204,742
baseline
▲ 0.50% · 4.625%
HK$217,200
+HK$12,458/mo
Deposit HK$18.11M · loan HK$42.25M · min. income ≈ HK$409,484/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$2,564,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,333
−HK$11,580/mo
▼ 0.25% · 3.875%
HK$220,081
−HK$5,832/mo
Today · 4.125%
HK$225,913
baseline
▲ 0.50% · 4.625%
HK$237,821
+HK$11,908/mo
Deposit HK$18.11M · loan HK$42.25M · min. income ≈ HK$451,826/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$2,564,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,707
−HK$15,533/mo
▼ 0.25% · 3.875%
HK$255,412
−HK$7,828/mo
Today · 4.125%
HK$263,240
baseline
▲ 0.50% · 4.625%
HK$279,258
+HK$16,018/mo
Deposit HK$6.04M · loan HK$54.32M · min. income ≈ HK$526,480/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,564,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,571
−HK$14,888/mo
▼ 0.25% · 3.875%
HK$282,962
−HK$7,497/mo
Today · 4.125%
HK$290,459
baseline
▲ 0.50% · 4.625%
HK$305,770
+HK$15,311/mo
Deposit HK$6.04M · loan HK$54.32M · min. income ≈ HK$580,918/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,564,901 · Scale 2, in force from 26 Feb 2026)