LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,634
−HK$8,631/mo
▼ 0.25% · 3.875%
HK$141,916
−HK$4,349/mo
Today · 4.125%
HK$146,265
baseline
▲ 0.50% · 4.625%
HK$155,165
+HK$8,900/mo
Deposit HK$30.18M · loan HK$30.18M · min. income ≈ HK$292,530/mo (50% DSR)
Upfront cash ≈ HK$32.74M (deposit + AVD stamp duty HK$2,565,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,117
−HK$8,272/mo
▼ 0.25% · 3.875%
HK$157,223
−HK$4,166/mo
Today · 4.125%
HK$161,389
baseline
▲ 0.50% · 4.625%
HK$169,896
+HK$8,507/mo
Deposit HK$30.18M · loan HK$30.18M · min. income ≈ HK$322,778/mo (50% DSR)
Upfront cash ≈ HK$32.74M (deposit + AVD stamp duty HK$2,565,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,161
−HK$10,357/mo
▼ 0.25% · 3.875%
HK$170,299
−HK$5,219/mo
Today · 4.125%
HK$175,518
baseline
▲ 0.50% · 4.625%
HK$186,198
+HK$10,680/mo
Deposit HK$24.14M · loan HK$36.22M · min. income ≈ HK$351,036/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,565,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,740
−HK$9,927/mo
▼ 0.25% · 3.875%
HK$188,668
−HK$4,999/mo
Today · 4.125%
HK$193,667
baseline
▲ 0.50% · 4.625%
HK$203,875
+HK$10,208/mo
Deposit HK$24.14M · loan HK$36.22M · min. income ≈ HK$387,334/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,565,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,688
−HK$12,083/mo
▼ 0.25% · 3.875%
HK$198,682
−HK$6,089/mo
Today · 4.125%
HK$204,771
baseline
▲ 0.50% · 4.625%
HK$217,231
+HK$12,460/mo
Deposit HK$18.11M · loan HK$42.25M · min. income ≈ HK$409,542/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$2,565,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,363
−HK$11,582/mo
▼ 0.25% · 3.875%
HK$220,113
−HK$5,832/mo
Today · 4.125%
HK$225,945
baseline
▲ 0.50% · 4.625%
HK$237,855
+HK$11,910/mo
Deposit HK$18.11M · loan HK$42.25M · min. income ≈ HK$451,890/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$2,565,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,742
−HK$15,535/mo
▼ 0.25% · 3.875%
HK$255,448
−HK$7,829/mo
Today · 4.125%
HK$263,277
baseline
▲ 0.50% · 4.625%
HK$279,297
+HK$16,020/mo
Deposit HK$6.04M · loan HK$54.32M · min. income ≈ HK$526,554/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,565,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,610
−HK$14,891/mo
▼ 0.25% · 3.875%
HK$283,002
−HK$7,499/mo
Today · 4.125%
HK$290,501
baseline
▲ 0.50% · 4.625%
HK$305,813
+HK$15,312/mo
Deposit HK$6.04M · loan HK$54.32M · min. income ≈ HK$581,002/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,565,263 · Scale 2, in force from 26 Feb 2026)