LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,664
−HK$8,633/mo
▼ 0.25% · 3.875%
HK$141,946
−HK$4,351/mo
Today · 4.125%
HK$146,297
baseline
▲ 0.50% · 4.625%
HK$155,199
+HK$8,902/mo
Deposit HK$30.19M · loan HK$30.19M · min. income ≈ HK$292,594/mo (50% DSR)
Upfront cash ≈ HK$32.75M (deposit + AVD stamp duty HK$2,565,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,150
−HK$8,274/mo
▼ 0.25% · 3.875%
HK$157,257
−HK$4,167/mo
Today · 4.125%
HK$161,424
baseline
▲ 0.50% · 4.625%
HK$169,933
+HK$8,509/mo
Deposit HK$30.19M · loan HK$30.19M · min. income ≈ HK$322,848/mo (50% DSR)
Upfront cash ≈ HK$32.75M (deposit + AVD stamp duty HK$2,565,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,197
−HK$10,359/mo
▼ 0.25% · 3.875%
HK$170,335
−HK$5,221/mo
Today · 4.125%
HK$175,556
baseline
▲ 0.50% · 4.625%
HK$186,238
+HK$10,682/mo
Deposit HK$24.15M · loan HK$36.22M · min. income ≈ HK$351,112/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,565,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,780
−HK$9,929/mo
▼ 0.25% · 3.875%
HK$188,709
−HK$5,000/mo
Today · 4.125%
HK$193,709
baseline
▲ 0.50% · 4.625%
HK$203,919
+HK$10,210/mo
Deposit HK$24.15M · loan HK$36.22M · min. income ≈ HK$387,418/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,565,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,730
−HK$12,085/mo
▼ 0.25% · 3.875%
HK$198,725
−HK$6,090/mo
Today · 4.125%
HK$204,815
baseline
▲ 0.50% · 4.625%
HK$217,278
+HK$12,463/mo
Deposit HK$18.11M · loan HK$42.26M · min. income ≈ HK$409,630/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$2,565,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,410
−HK$11,584/mo
▼ 0.25% · 3.875%
HK$220,160
−HK$5,834/mo
Today · 4.125%
HK$225,994
baseline
▲ 0.50% · 4.625%
HK$237,906
+HK$11,912/mo
Deposit HK$18.11M · loan HK$42.26M · min. income ≈ HK$451,988/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$2,565,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,795
−HK$15,539/mo
▼ 0.25% · 3.875%
HK$255,503
−HK$7,831/mo
Today · 4.125%
HK$263,334
baseline
▲ 0.50% · 4.625%
HK$279,357
+HK$16,023/mo
Deposit HK$6.04M · loan HK$54.33M · min. income ≈ HK$526,668/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,565,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,670
−HK$14,893/mo
▼ 0.25% · 3.875%
HK$283,063
−HK$7,500/mo
Today · 4.125%
HK$290,563
baseline
▲ 0.50% · 4.625%
HK$305,879
+HK$15,316/mo
Deposit HK$6.04M · loan HK$54.33M · min. income ≈ HK$581,126/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,565,816 · Scale 2, in force from 26 Feb 2026)