LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,693
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$141,976
−HK$4,352/mo
Today · 4.125%
HK$146,328
baseline
▲ 0.50% · 4.625%
HK$155,232
+HK$8,904/mo
Deposit HK$30.19M · loan HK$30.19M · min. income ≈ HK$292,656/mo (50% DSR)
Upfront cash ≈ HK$32.76M (deposit + AVD stamp duty HK$2,566,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,182
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$157,291
−HK$4,167/mo
Today · 4.125%
HK$161,458
baseline
▲ 0.50% · 4.625%
HK$169,969
+HK$8,511/mo
Deposit HK$30.19M · loan HK$30.19M · min. income ≈ HK$322,916/mo (50% DSR)
Upfront cash ≈ HK$32.76M (deposit + AVD stamp duty HK$2,566,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,232
−HK$10,362/mo
▼ 0.25% · 3.875%
HK$170,372
−HK$5,222/mo
Today · 4.125%
HK$175,594
baseline
▲ 0.50% · 4.625%
HK$186,278
+HK$10,684/mo
Deposit HK$24.15M · loan HK$36.23M · min. income ≈ HK$351,188/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,566,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,819
−HK$9,931/mo
▼ 0.25% · 3.875%
HK$188,749
−HK$5,001/mo
Today · 4.125%
HK$193,750
baseline
▲ 0.50% · 4.625%
HK$203,963
+HK$10,213/mo
Deposit HK$24.15M · loan HK$36.23M · min. income ≈ HK$387,500/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,566,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,771
−HK$12,088/mo
▼ 0.25% · 3.875%
HK$198,767
−HK$6,092/mo
Today · 4.125%
HK$204,859
baseline
▲ 0.50% · 4.625%
HK$217,324
+HK$12,465/mo
Deposit HK$18.12M · loan HK$42.27M · min. income ≈ HK$409,718/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$2,566,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,455
−HK$11,587/mo
▼ 0.25% · 3.875%
HK$220,207
−HK$5,835/mo
Today · 4.125%
HK$226,042
baseline
▲ 0.50% · 4.625%
HK$237,957
+HK$11,915/mo
Deposit HK$18.12M · loan HK$42.27M · min. income ≈ HK$452,084/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$2,566,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,848
−HK$15,542/mo
▼ 0.25% · 3.875%
HK$255,557
−HK$7,833/mo
Today · 4.125%
HK$263,390
baseline
▲ 0.50% · 4.625%
HK$279,417
+HK$16,027/mo
Deposit HK$6.04M · loan HK$54.35M · min. income ≈ HK$526,780/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,566,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,728
−HK$14,897/mo
▼ 0.25% · 3.875%
HK$283,123
−HK$7,502/mo
Today · 4.125%
HK$290,625
baseline
▲ 0.50% · 4.625%
HK$305,944
+HK$15,319/mo
Deposit HK$6.04M · loan HK$54.35M · min. income ≈ HK$581,250/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$2,566,364 · Scale 2, in force from 26 Feb 2026)