LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,770
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,198
−HK$435/mo
Today · 4.125%
HK$14,633
baseline
▲ 0.50% · 4.625%
HK$15,524
+HK$891/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,266/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,319
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,730
−HK$416/mo
Today · 4.125%
HK$16,146
baseline
▲ 0.50% · 4.625%
HK$16,997
+HK$851/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,292/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,524
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,038
−HK$522/mo
Today · 4.125%
HK$17,560
baseline
▲ 0.50% · 4.625%
HK$18,628
+HK$1,068/mo
Deposit HK$2.42M · loan HK$3.62M · min. income ≈ HK$35,120/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,383
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,876
−HK$500/mo
Today · 4.125%
HK$19,376
baseline
▲ 0.50% · 4.625%
HK$20,397
+HK$1,021/mo
Deposit HK$2.42M · loan HK$3.62M · min. income ≈ HK$38,752/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,278
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,877
−HK$610/mo
Today · 4.125%
HK$20,487
baseline
▲ 0.50% · 4.625%
HK$21,733
+HK$1,246/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$40,974/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,446
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,021
−HK$584/mo
Today · 4.125%
HK$22,605
baseline
▲ 0.50% · 4.625%
HK$23,796
+HK$1,191/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$45,210/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,786
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,557
−HK$783/mo
Today · 4.125%
HK$26,340
baseline
▲ 0.50% · 4.625%
HK$27,943
+HK$1,603/mo
Deposit HK$604K · loan HK$5.43M · min. income ≈ HK$52,680/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$138,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,574
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,313
−HK$751/mo
Today · 4.125%
HK$29,064
baseline
▲ 0.50% · 4.625%
HK$30,595
+HK$1,531/mo
Deposit HK$604K · loan HK$5.43M · min. income ≈ HK$58,128/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$138,871 · Scale 2, in force from 26 Feb 2026)