LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,771
−HK$864/mo
▼ 0.25% · 3.875%
HK$14,200
−HK$435/mo
Today · 4.125%
HK$14,635
baseline
▲ 0.50% · 4.625%
HK$15,526
+HK$891/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,270/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,321
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,731
−HK$417/mo
Today · 4.125%
HK$16,148
baseline
▲ 0.50% · 4.625%
HK$16,999
+HK$851/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,296/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,526
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,040
−HK$522/mo
Today · 4.125%
HK$17,562
baseline
▲ 0.50% · 4.625%
HK$18,631
+HK$1,069/mo
Deposit HK$2.42M · loan HK$3.62M · min. income ≈ HK$35,124/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,385
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,878
−HK$500/mo
Today · 4.125%
HK$19,378
baseline
▲ 0.50% · 4.625%
HK$20,399
+HK$1,021/mo
Deposit HK$2.42M · loan HK$3.62M · min. income ≈ HK$38,756/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,280
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,880
−HK$609/mo
Today · 4.125%
HK$20,489
baseline
▲ 0.50% · 4.625%
HK$21,736
+HK$1,247/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$40,978/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,449
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,024
−HK$584/mo
Today · 4.125%
HK$22,608
baseline
▲ 0.50% · 4.625%
HK$23,799
+HK$1,191/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$45,216/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,789
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,560
−HK$783/mo
Today · 4.125%
HK$26,343
baseline
▲ 0.50% · 4.625%
HK$27,946
+HK$1,603/mo
Deposit HK$604K · loan HK$5.44M · min. income ≈ HK$52,686/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$138,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,577
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,317
−HK$750/mo
Today · 4.125%
HK$29,067
baseline
▲ 0.50% · 4.625%
HK$30,599
+HK$1,532/mo
Deposit HK$604K · loan HK$5.44M · min. income ≈ HK$58,134/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$138,942 · Scale 2, in force from 26 Feb 2026)