LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,724
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$142,008
−HK$4,352/mo
Today · 4.125%
HK$146,360
baseline
▲ 0.50% · 4.625%
HK$155,266
+HK$8,906/mo
Deposit HK$30.20M · loan HK$30.20M · min. income ≈ HK$292,720/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,566,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,216
−HK$8,278/mo
▼ 0.25% · 3.875%
HK$157,325
−HK$4,169/mo
Today · 4.125%
HK$161,494
baseline
▲ 0.50% · 4.625%
HK$170,007
+HK$8,513/mo
Deposit HK$30.20M · loan HK$30.20M · min. income ≈ HK$322,988/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,566,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,268
−HK$10,364/mo
▼ 0.25% · 3.875%
HK$170,409
−HK$5,223/mo
Today · 4.125%
HK$175,632
baseline
▲ 0.50% · 4.625%
HK$186,319
+HK$10,687/mo
Deposit HK$24.16M · loan HK$36.24M · min. income ≈ HK$351,264/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,566,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,859
−HK$9,934/mo
▼ 0.25% · 3.875%
HK$188,790
−HK$5,003/mo
Today · 4.125%
HK$193,793
baseline
▲ 0.50% · 4.625%
HK$204,008
+HK$10,215/mo
Deposit HK$24.16M · loan HK$36.24M · min. income ≈ HK$387,586/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,566,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,813
−HK$12,091/mo
▼ 0.25% · 3.875%
HK$198,811
−HK$6,093/mo
Today · 4.125%
HK$204,904
baseline
▲ 0.50% · 4.625%
HK$217,372
+HK$12,468/mo
Deposit HK$18.12M · loan HK$42.28M · min. income ≈ HK$409,808/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,566,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,503
−HK$11,589/mo
▼ 0.25% · 3.875%
HK$220,256
−HK$5,836/mo
Today · 4.125%
HK$226,092
baseline
▲ 0.50% · 4.625%
HK$238,009
+HK$11,917/mo
Deposit HK$18.12M · loan HK$42.28M · min. income ≈ HK$452,184/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,566,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,903
−HK$15,545/mo
▼ 0.25% · 3.875%
HK$255,614
−HK$7,834/mo
Today · 4.125%
HK$263,448
baseline
▲ 0.50% · 4.625%
HK$279,479
+HK$16,031/mo
Deposit HK$6.04M · loan HK$54.36M · min. income ≈ HK$526,896/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,566,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,789
−HK$14,900/mo
▼ 0.25% · 3.875%
HK$283,186
−HK$7,503/mo
Today · 4.125%
HK$290,689
baseline
▲ 0.50% · 4.625%
HK$306,012
+HK$15,323/mo
Deposit HK$6.04M · loan HK$54.36M · min. income ≈ HK$581,378/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,566,930 · Scale 2, in force from 26 Feb 2026)