LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,748
−HK$8,638/mo
▼ 0.25% · 3.875%
HK$142,032
−HK$4,354/mo
Today · 4.125%
HK$146,386
baseline
▲ 0.50% · 4.625%
HK$155,293
+HK$8,907/mo
Deposit HK$30.20M · loan HK$30.20M · min. income ≈ HK$292,772/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,567,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,243
−HK$8,279/mo
▼ 0.25% · 3.875%
HK$157,353
−HK$4,169/mo
Today · 4.125%
HK$161,522
baseline
▲ 0.50% · 4.625%
HK$170,036
+HK$8,514/mo
Deposit HK$30.20M · loan HK$30.20M · min. income ≈ HK$323,044/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,567,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,297
−HK$10,366/mo
▼ 0.25% · 3.875%
HK$170,439
−HK$5,224/mo
Today · 4.125%
HK$175,663
baseline
▲ 0.50% · 4.625%
HK$186,351
+HK$10,688/mo
Deposit HK$24.16M · loan HK$36.25M · min. income ≈ HK$351,326/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,567,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,891
−HK$9,935/mo
▼ 0.25% · 3.875%
HK$188,823
−HK$5,003/mo
Today · 4.125%
HK$193,826
baseline
▲ 0.50% · 4.625%
HK$204,043
+HK$10,217/mo
Deposit HK$24.16M · loan HK$36.25M · min. income ≈ HK$387,652/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,567,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,847
−HK$12,093/mo
▼ 0.25% · 3.875%
HK$198,845
−HK$6,095/mo
Today · 4.125%
HK$204,940
baseline
▲ 0.50% · 4.625%
HK$217,410
+HK$12,470/mo
Deposit HK$18.12M · loan HK$42.29M · min. income ≈ HK$409,880/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,567,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,540
−HK$11,591/mo
▼ 0.25% · 3.875%
HK$220,294
−HK$5,837/mo
Today · 4.125%
HK$226,131
baseline
▲ 0.50% · 4.625%
HK$238,050
+HK$11,919/mo
Deposit HK$18.12M · loan HK$42.29M · min. income ≈ HK$452,262/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,567,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,946
−HK$15,548/mo
▼ 0.25% · 3.875%
HK$255,658
−HK$7,836/mo
Today · 4.125%
HK$263,494
baseline
▲ 0.50% · 4.625%
HK$279,527
+HK$16,033/mo
Deposit HK$6.04M · loan HK$54.37M · min. income ≈ HK$526,988/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,567,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,837
−HK$14,903/mo
▼ 0.25% · 3.875%
HK$283,235
−HK$7,505/mo
Today · 4.125%
HK$290,740
baseline
▲ 0.50% · 4.625%
HK$306,065
+HK$15,325/mo
Deposit HK$6.04M · loan HK$54.37M · min. income ≈ HK$581,480/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,567,374 · Scale 2, in force from 26 Feb 2026)