LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,775
−HK$864/mo
▼ 0.25% · 3.875%
HK$14,203
−HK$436/mo
Today · 4.125%
HK$14,639
baseline
▲ 0.50% · 4.625%
HK$15,529
+HK$890/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,278/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,324
−HK$828/mo
▼ 0.25% · 3.875%
HK$15,735
−HK$417/mo
Today · 4.125%
HK$16,152
baseline
▲ 0.50% · 4.625%
HK$17,004
+HK$852/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,304/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,530
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,044
−HK$522/mo
Today · 4.125%
HK$17,566
baseline
▲ 0.50% · 4.625%
HK$18,635
+HK$1,069/mo
Deposit HK$2.42M · loan HK$3.62M · min. income ≈ HK$35,132/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,389
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,882
−HK$501/mo
Today · 4.125%
HK$19,383
baseline
▲ 0.50% · 4.625%
HK$20,404
+HK$1,021/mo
Deposit HK$2.42M · loan HK$3.62M · min. income ≈ HK$38,766/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,285
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,885
−HK$609/mo
Today · 4.125%
HK$20,494
baseline
▲ 0.50% · 4.625%
HK$21,741
+HK$1,247/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$40,988/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,454
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,029
−HK$584/mo
Today · 4.125%
HK$22,613
baseline
▲ 0.50% · 4.625%
HK$23,805
+HK$1,192/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$45,226/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,795
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,566
−HK$783/mo
Today · 4.125%
HK$26,349
baseline
▲ 0.50% · 4.625%
HK$27,953
+HK$1,604/mo
Deposit HK$604K · loan HK$5.44M · min. income ≈ HK$52,698/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$139,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,584
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,323
−HK$751/mo
Today · 4.125%
HK$29,074
baseline
▲ 0.50% · 4.625%
HK$30,607
+HK$1,533/mo
Deposit HK$604K · loan HK$5.44M · min. income ≈ HK$58,148/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$139,089 · Scale 2, in force from 26 Feb 2026)