LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,752
−HK$8,638/mo
▼ 0.25% · 3.875%
HK$142,037
−HK$4,353/mo
Today · 4.125%
HK$146,390
baseline
▲ 0.50% · 4.625%
HK$155,298
+HK$8,908/mo
Deposit HK$30.21M · loan HK$30.21M · min. income ≈ HK$292,780/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,567,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,248
−HK$8,279/mo
▼ 0.25% · 3.875%
HK$157,358
−HK$4,169/mo
Today · 4.125%
HK$161,527
baseline
▲ 0.50% · 4.625%
HK$170,042
+HK$8,515/mo
Deposit HK$30.21M · loan HK$30.21M · min. income ≈ HK$323,054/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,567,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,303
−HK$10,365/mo
▼ 0.25% · 3.875%
HK$170,444
−HK$5,224/mo
Today · 4.125%
HK$175,668
baseline
▲ 0.50% · 4.625%
HK$186,357
+HK$10,689/mo
Deposit HK$24.16M · loan HK$36.25M · min. income ≈ HK$351,336/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,567,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,897
−HK$9,936/mo
▼ 0.25% · 3.875%
HK$188,829
−HK$5,004/mo
Today · 4.125%
HK$193,833
baseline
▲ 0.50% · 4.625%
HK$204,050
+HK$10,217/mo
Deposit HK$24.16M · loan HK$36.25M · min. income ≈ HK$387,666/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,567,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,853
−HK$12,094/mo
▼ 0.25% · 3.875%
HK$198,852
−HK$6,095/mo
Today · 4.125%
HK$204,947
baseline
▲ 0.50% · 4.625%
HK$217,417
+HK$12,470/mo
Deposit HK$18.12M · loan HK$42.29M · min. income ≈ HK$409,894/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,567,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,547
−HK$11,591/mo
▼ 0.25% · 3.875%
HK$220,301
−HK$5,837/mo
Today · 4.125%
HK$226,138
baseline
▲ 0.50% · 4.625%
HK$238,058
+HK$11,920/mo
Deposit HK$18.12M · loan HK$42.29M · min. income ≈ HK$452,276/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,567,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,954
−HK$15,549/mo
▼ 0.25% · 3.875%
HK$255,667
−HK$7,836/mo
Today · 4.125%
HK$263,503
baseline
▲ 0.50% · 4.625%
HK$279,536
+HK$16,033/mo
Deposit HK$6.04M · loan HK$54.37M · min. income ≈ HK$527,006/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,567,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,846
−HK$14,903/mo
▼ 0.25% · 3.875%
HK$283,244
−HK$7,505/mo
Today · 4.125%
HK$290,749
baseline
▲ 0.50% · 4.625%
HK$306,075
+HK$15,326/mo
Deposit HK$6.04M · loan HK$54.37M · min. income ≈ HK$581,498/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,567,460 · Scale 2, in force from 26 Feb 2026)