LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,755
−HK$8,638/mo
▼ 0.25% · 3.875%
HK$142,040
−HK$4,353/mo
Today · 4.125%
HK$146,393
baseline
▲ 0.50% · 4.625%
HK$155,301
+HK$8,908/mo
Deposit HK$30.21M · loan HK$30.21M · min. income ≈ HK$292,786/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,567,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,251
−HK$8,279/mo
▼ 0.25% · 3.875%
HK$157,361
−HK$4,169/mo
Today · 4.125%
HK$161,530
baseline
▲ 0.50% · 4.625%
HK$170,045
+HK$8,515/mo
Deposit HK$30.21M · loan HK$30.21M · min. income ≈ HK$323,060/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,567,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,306
−HK$10,366/mo
▼ 0.25% · 3.875%
HK$170,448
−HK$5,224/mo
Today · 4.125%
HK$175,672
baseline
▲ 0.50% · 4.625%
HK$186,361
+HK$10,689/mo
Deposit HK$24.16M · loan HK$36.25M · min. income ≈ HK$351,344/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,567,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,901
−HK$9,935/mo
▼ 0.25% · 3.875%
HK$188,833
−HK$5,003/mo
Today · 4.125%
HK$193,836
baseline
▲ 0.50% · 4.625%
HK$204,054
+HK$10,218/mo
Deposit HK$24.16M · loan HK$36.25M · min. income ≈ HK$387,672/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,567,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,857
−HK$12,093/mo
▼ 0.25% · 3.875%
HK$198,855
−HK$6,095/mo
Today · 4.125%
HK$204,950
baseline
▲ 0.50% · 4.625%
HK$217,421
+HK$12,471/mo
Deposit HK$18.12M · loan HK$42.29M · min. income ≈ HK$409,900/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,567,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,551
−HK$11,591/mo
▼ 0.25% · 3.875%
HK$220,305
−HK$5,837/mo
Today · 4.125%
HK$226,142
baseline
▲ 0.50% · 4.625%
HK$238,063
+HK$11,921/mo
Deposit HK$18.12M · loan HK$42.29M · min. income ≈ HK$452,284/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,567,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,958
−HK$15,550/mo
▼ 0.25% · 3.875%
HK$255,671
−HK$7,837/mo
Today · 4.125%
HK$263,508
baseline
▲ 0.50% · 4.625%
HK$279,541
+HK$16,033/mo
Deposit HK$6.04M · loan HK$54.37M · min. income ≈ HK$527,016/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,567,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,851
−HK$14,904/mo
▼ 0.25% · 3.875%
HK$283,249
−HK$7,506/mo
Today · 4.125%
HK$290,755
baseline
▲ 0.50% · 4.625%
HK$306,081
+HK$15,326/mo
Deposit HK$6.04M · loan HK$54.37M · min. income ≈ HK$581,510/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,567,507 · Scale 2, in force from 26 Feb 2026)