LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,755
−HK$8,639/mo
▼ 0.25% · 3.875%
HK$142,040
−HK$4,354/mo
Today · 4.125%
HK$146,394
baseline
▲ 0.50% · 4.625%
HK$155,302
+HK$8,908/mo
Deposit HK$30.21M · loan HK$30.21M · min. income ≈ HK$292,788/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,567,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,252
−HK$8,279/mo
▼ 0.25% · 3.875%
HK$157,362
−HK$4,169/mo
Today · 4.125%
HK$161,531
baseline
▲ 0.50% · 4.625%
HK$170,046
+HK$8,515/mo
Deposit HK$30.21M · loan HK$30.21M · min. income ≈ HK$323,062/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,567,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,307
−HK$10,366/mo
▼ 0.25% · 3.875%
HK$170,449
−HK$5,224/mo
Today · 4.125%
HK$175,673
baseline
▲ 0.50% · 4.625%
HK$186,362
+HK$10,689/mo
Deposit HK$24.16M · loan HK$36.25M · min. income ≈ HK$351,346/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,567,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,902
−HK$9,936/mo
▼ 0.25% · 3.875%
HK$188,834
−HK$5,004/mo
Today · 4.125%
HK$193,838
baseline
▲ 0.50% · 4.625%
HK$204,055
+HK$10,217/mo
Deposit HK$24.16M · loan HK$36.25M · min. income ≈ HK$387,676/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,567,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,858
−HK$12,094/mo
▼ 0.25% · 3.875%
HK$198,857
−HK$6,095/mo
Today · 4.125%
HK$204,952
baseline
▲ 0.50% · 4.625%
HK$217,422
+HK$12,470/mo
Deposit HK$18.12M · loan HK$42.29M · min. income ≈ HK$409,904/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,567,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,552
−HK$11,592/mo
▼ 0.25% · 3.875%
HK$220,306
−HK$5,838/mo
Today · 4.125%
HK$226,144
baseline
▲ 0.50% · 4.625%
HK$238,064
+HK$11,920/mo
Deposit HK$18.12M · loan HK$42.29M · min. income ≈ HK$452,288/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,567,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,960
−HK$15,549/mo
▼ 0.25% · 3.875%
HK$255,673
−HK$7,836/mo
Today · 4.125%
HK$263,509
baseline
▲ 0.50% · 4.625%
HK$279,543
+HK$16,034/mo
Deposit HK$6.04M · loan HK$54.37M · min. income ≈ HK$527,018/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,567,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,853
−HK$14,903/mo
▼ 0.25% · 3.875%
HK$283,251
−HK$7,505/mo
Today · 4.125%
HK$290,756
baseline
▲ 0.50% · 4.625%
HK$306,083
+HK$15,327/mo
Deposit HK$6.04M · loan HK$54.37M · min. income ≈ HK$581,512/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,567,522 · Scale 2, in force from 26 Feb 2026)