LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,757
−HK$8,639/mo
▼ 0.25% · 3.875%
HK$142,042
−HK$4,354/mo
Today · 4.125%
HK$146,396
baseline
▲ 0.50% · 4.625%
HK$155,304
+HK$8,908/mo
Deposit HK$30.21M · loan HK$30.21M · min. income ≈ HK$292,792/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,567,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,254
−HK$8,279/mo
▼ 0.25% · 3.875%
HK$157,364
−HK$4,169/mo
Today · 4.125%
HK$161,533
baseline
▲ 0.50% · 4.625%
HK$170,048
+HK$8,515/mo
Deposit HK$30.21M · loan HK$30.21M · min. income ≈ HK$323,066/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$2,567,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,309
−HK$10,366/mo
▼ 0.25% · 3.875%
HK$170,451
−HK$5,224/mo
Today · 4.125%
HK$175,675
baseline
▲ 0.50% · 4.625%
HK$186,364
+HK$10,689/mo
Deposit HK$24.17M · loan HK$36.25M · min. income ≈ HK$351,350/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,567,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,904
−HK$9,936/mo
▼ 0.25% · 3.875%
HK$188,837
−HK$5,003/mo
Today · 4.125%
HK$193,840
baseline
▲ 0.50% · 4.625%
HK$204,058
+HK$10,218/mo
Deposit HK$24.17M · loan HK$36.25M · min. income ≈ HK$387,680/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,567,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,860
−HK$12,094/mo
▼ 0.25% · 3.875%
HK$198,859
−HK$6,095/mo
Today · 4.125%
HK$204,954
baseline
▲ 0.50% · 4.625%
HK$217,425
+HK$12,471/mo
Deposit HK$18.12M · loan HK$42.29M · min. income ≈ HK$409,908/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,567,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,555
−HK$11,592/mo
▼ 0.25% · 3.875%
HK$220,309
−HK$5,838/mo
Today · 4.125%
HK$226,147
baseline
▲ 0.50% · 4.625%
HK$238,067
+HK$11,920/mo
Deposit HK$18.12M · loan HK$42.29M · min. income ≈ HK$452,294/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$2,567,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,963
−HK$15,550/mo
▼ 0.25% · 3.875%
HK$255,676
−HK$7,837/mo
Today · 4.125%
HK$263,513
baseline
▲ 0.50% · 4.625%
HK$279,547
+HK$16,034/mo
Deposit HK$6.04M · loan HK$54.37M · min. income ≈ HK$527,026/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,567,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,856
−HK$14,904/mo
▼ 0.25% · 3.875%
HK$283,255
−HK$7,505/mo
Today · 4.125%
HK$290,760
baseline
▲ 0.50% · 4.625%
HK$306,086
+HK$15,326/mo
Deposit HK$6.04M · loan HK$54.37M · min. income ≈ HK$581,520/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,567,556 · Scale 2, in force from 26 Feb 2026)