LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,778
−HK$864/mo
▼ 0.25% · 3.875%
HK$14,206
−HK$436/mo
Today · 4.125%
HK$14,642
baseline
▲ 0.50% · 4.625%
HK$15,532
+HK$890/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,284/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,327
−HK$829/mo
▼ 0.25% · 3.875%
HK$15,738
−HK$418/mo
Today · 4.125%
HK$16,156
baseline
▲ 0.50% · 4.625%
HK$17,007
+HK$851/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,312/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,533
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,047
−HK$523/mo
Today · 4.125%
HK$17,570
baseline
▲ 0.50% · 4.625%
HK$18,639
+HK$1,069/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$35,140/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,393
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,886
−HK$501/mo
Today · 4.125%
HK$19,387
baseline
▲ 0.50% · 4.625%
HK$20,409
+HK$1,022/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$38,774/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,289
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,889
−HK$609/mo
Today · 4.125%
HK$20,498
baseline
▲ 0.50% · 4.625%
HK$21,745
+HK$1,247/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$40,996/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,458
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,034
−HK$584/mo
Today · 4.125%
HK$22,618
baseline
▲ 0.50% · 4.625%
HK$23,810
+HK$1,192/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$45,236/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,800
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,571
−HK$784/mo
Today · 4.125%
HK$26,355
baseline
▲ 0.50% · 4.625%
HK$27,958
+HK$1,603/mo
Deposit HK$604K · loan HK$5.44M · min. income ≈ HK$52,710/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$139,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,589
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,329
−HK$751/mo
Today · 4.125%
HK$29,080
baseline
▲ 0.50% · 4.625%
HK$30,613
+HK$1,533/mo
Deposit HK$604K · loan HK$5.44M · min. income ≈ HK$58,160/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$139,212 · Scale 2, in force from 26 Feb 2026)