LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,790
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$142,076
−HK$4,355/mo
Today · 4.125%
HK$146,431
baseline
▲ 0.50% · 4.625%
HK$155,341
+HK$8,910/mo
Deposit HK$30.21M · loan HK$30.21M · min. income ≈ HK$292,862/mo (50% DSR)
Upfront cash ≈ HK$32.78M (deposit + AVD stamp duty HK$2,568,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,290
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$157,402
−HK$4,170/mo
Today · 4.125%
HK$161,572
baseline
▲ 0.50% · 4.625%
HK$170,089
+HK$8,517/mo
Deposit HK$30.21M · loan HK$30.21M · min. income ≈ HK$323,144/mo (50% DSR)
Upfront cash ≈ HK$32.78M (deposit + AVD stamp duty HK$2,568,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,348
−HK$10,369/mo
▼ 0.25% · 3.875%
HK$170,492
−HK$5,225/mo
Today · 4.125%
HK$175,717
baseline
▲ 0.50% · 4.625%
HK$186,409
+HK$10,692/mo
Deposit HK$24.17M · loan HK$36.26M · min. income ≈ HK$351,434/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,568,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,948
−HK$9,939/mo
▼ 0.25% · 3.875%
HK$188,882
−HK$5,005/mo
Today · 4.125%
HK$193,887
baseline
▲ 0.50% · 4.625%
HK$204,107
+HK$10,220/mo
Deposit HK$24.17M · loan HK$36.26M · min. income ≈ HK$387,774/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,568,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,906
−HK$12,097/mo
▼ 0.25% · 3.875%
HK$198,907
−HK$6,096/mo
Today · 4.125%
HK$205,003
baseline
▲ 0.50% · 4.625%
HK$217,477
+HK$12,474/mo
Deposit HK$18.13M · loan HK$42.30M · min. income ≈ HK$410,006/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$2,568,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,606
−HK$11,595/mo
▼ 0.25% · 3.875%
HK$220,362
−HK$5,839/mo
Today · 4.125%
HK$226,201
baseline
▲ 0.50% · 4.625%
HK$238,124
+HK$11,923/mo
Deposit HK$18.13M · loan HK$42.30M · min. income ≈ HK$452,402/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$2,568,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,023
−HK$15,553/mo
▼ 0.25% · 3.875%
HK$255,737
−HK$7,839/mo
Today · 4.125%
HK$263,576
baseline
▲ 0.50% · 4.625%
HK$279,614
+HK$16,038/mo
Deposit HK$6.04M · loan HK$54.38M · min. income ≈ HK$527,152/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,568,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,923
−HK$14,907/mo
▼ 0.25% · 3.875%
HK$283,323
−HK$7,507/mo
Today · 4.125%
HK$290,830
baseline
▲ 0.50% · 4.625%
HK$306,160
+HK$15,330/mo
Deposit HK$6.04M · loan HK$54.38M · min. income ≈ HK$581,660/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,568,171 · Scale 2, in force from 26 Feb 2026)