LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,780
−HK$864/mo
▼ 0.25% · 3.875%
HK$14,209
−HK$435/mo
Today · 4.125%
HK$14,644
baseline
▲ 0.50% · 4.625%
HK$15,535
+HK$891/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,288/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,330
−HK$829/mo
▼ 0.25% · 3.875%
HK$15,741
−HK$418/mo
Today · 4.125%
HK$16,159
baseline
▲ 0.50% · 4.625%
HK$17,010
+HK$851/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,318/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,536
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,051
−HK$522/mo
Today · 4.125%
HK$17,573
baseline
▲ 0.50% · 4.625%
HK$18,642
+HK$1,069/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$35,146/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,396
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,890
−HK$500/mo
Today · 4.125%
HK$19,390
baseline
▲ 0.50% · 4.625%
HK$20,412
+HK$1,022/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$38,780/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,292
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,892
−HK$610/mo
Today · 4.125%
HK$20,502
baseline
▲ 0.50% · 4.625%
HK$21,750
+HK$1,248/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$41,004/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,462
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,038
−HK$584/mo
Today · 4.125%
HK$22,622
baseline
▲ 0.50% · 4.625%
HK$23,814
+HK$1,192/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$45,244/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,804
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,576
−HK$784/mo
Today · 4.125%
HK$26,360
baseline
▲ 0.50% · 4.625%
HK$27,964
+HK$1,604/mo
Deposit HK$604K · loan HK$5.44M · min. income ≈ HK$52,720/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$139,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,595
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,335
−HK$750/mo
Today · 4.125%
HK$29,085
baseline
▲ 0.50% · 4.625%
HK$30,619
+HK$1,534/mo
Deposit HK$604K · loan HK$5.44M · min. income ≈ HK$58,170/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$139,326 · Scale 2, in force from 26 Feb 2026)