LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,811
−HK$8,642/mo
▼ 0.25% · 3.875%
HK$142,098
−HK$4,355/mo
Today · 4.125%
HK$146,453
baseline
▲ 0.50% · 4.625%
HK$155,364
+HK$8,911/mo
Deposit HK$30.22M · loan HK$30.22M · min. income ≈ HK$292,906/mo (50% DSR)
Upfront cash ≈ HK$32.79M (deposit + AVD stamp duty HK$2,568,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,313
−HK$8,283/mo
▼ 0.25% · 3.875%
HK$157,425
−HK$4,171/mo
Today · 4.125%
HK$161,596
baseline
▲ 0.50% · 4.625%
HK$170,114
+HK$8,518/mo
Deposit HK$30.22M · loan HK$30.22M · min. income ≈ HK$323,192/mo (50% DSR)
Upfront cash ≈ HK$32.79M (deposit + AVD stamp duty HK$2,568,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,373
−HK$10,370/mo
▼ 0.25% · 3.875%
HK$170,517
−HK$5,226/mo
Today · 4.125%
HK$175,743
baseline
▲ 0.50% · 4.625%
HK$186,437
+HK$10,694/mo
Deposit HK$24.17M · loan HK$36.26M · min. income ≈ HK$351,486/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,568,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,976
−HK$9,940/mo
▼ 0.25% · 3.875%
HK$188,910
−HK$5,006/mo
Today · 4.125%
HK$193,916
baseline
▲ 0.50% · 4.625%
HK$204,137
+HK$10,221/mo
Deposit HK$24.17M · loan HK$36.26M · min. income ≈ HK$387,832/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,568,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,935
−HK$12,099/mo
▼ 0.25% · 3.875%
HK$198,937
−HK$6,097/mo
Today · 4.125%
HK$205,034
baseline
▲ 0.50% · 4.625%
HK$217,510
+HK$12,476/mo
Deposit HK$18.13M · loan HK$42.31M · min. income ≈ HK$410,068/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$2,568,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,639
−HK$11,596/mo
▼ 0.25% · 3.875%
HK$220,395
−HK$5,840/mo
Today · 4.125%
HK$226,235
baseline
▲ 0.50% · 4.625%
HK$238,160
+HK$11,925/mo
Deposit HK$18.13M · loan HK$42.31M · min. income ≈ HK$452,470/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$2,568,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,060
−HK$15,555/mo
▼ 0.25% · 3.875%
HK$255,776
−HK$7,839/mo
Today · 4.125%
HK$263,615
baseline
▲ 0.50% · 4.625%
HK$279,655
+HK$16,040/mo
Deposit HK$6.04M · loan HK$54.39M · min. income ≈ HK$527,230/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,568,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,964
−HK$14,909/mo
▼ 0.25% · 3.875%
HK$283,365
−HK$7,508/mo
Today · 4.125%
HK$290,873
baseline
▲ 0.50% · 4.625%
HK$306,206
+HK$15,333/mo
Deposit HK$6.04M · loan HK$54.39M · min. income ≈ HK$581,746/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,568,555 · Scale 2, in force from 26 Feb 2026)