LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,820
−HK$8,643/mo
▼ 0.25% · 3.875%
HK$142,107
−HK$4,356/mo
Today · 4.125%
HK$146,463
baseline
▲ 0.50% · 4.625%
HK$155,375
+HK$8,912/mo
Deposit HK$30.22M · loan HK$30.22M · min. income ≈ HK$292,926/mo (50% DSR)
Upfront cash ≈ HK$32.79M (deposit + AVD stamp duty HK$2,568,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,324
−HK$8,283/mo
▼ 0.25% · 3.875%
HK$157,436
−HK$4,171/mo
Today · 4.125%
HK$161,607
baseline
▲ 0.50% · 4.625%
HK$170,126
+HK$8,519/mo
Deposit HK$30.22M · loan HK$30.22M · min. income ≈ HK$323,214/mo (50% DSR)
Upfront cash ≈ HK$32.79M (deposit + AVD stamp duty HK$2,568,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,384
−HK$10,371/mo
▼ 0.25% · 3.875%
HK$170,529
−HK$5,226/mo
Today · 4.125%
HK$175,755
baseline
▲ 0.50% · 4.625%
HK$186,450
+HK$10,695/mo
Deposit HK$24.18M · loan HK$36.26M · min. income ≈ HK$351,510/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,568,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,988
−HK$9,941/mo
▼ 0.25% · 3.875%
HK$188,923
−HK$5,006/mo
Today · 4.125%
HK$193,929
baseline
▲ 0.50% · 4.625%
HK$204,151
+HK$10,222/mo
Deposit HK$24.18M · loan HK$36.26M · min. income ≈ HK$387,858/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,568,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,948
−HK$12,100/mo
▼ 0.25% · 3.875%
HK$198,950
−HK$6,098/mo
Today · 4.125%
HK$205,048
baseline
▲ 0.50% · 4.625%
HK$217,525
+HK$12,477/mo
Deposit HK$18.13M · loan HK$42.31M · min. income ≈ HK$410,096/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$2,568,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,653
−HK$11,597/mo
▼ 0.25% · 3.875%
HK$220,410
−HK$5,840/mo
Today · 4.125%
HK$226,250
baseline
▲ 0.50% · 4.625%
HK$238,176
+HK$11,926/mo
Deposit HK$18.13M · loan HK$42.31M · min. income ≈ HK$452,500/mo (50% DSR)
Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$2,568,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,077
−HK$15,556/mo
▼ 0.25% · 3.875%
HK$255,793
−HK$7,840/mo
Today · 4.125%
HK$263,633
baseline
▲ 0.50% · 4.625%
HK$279,675
+HK$16,042/mo
Deposit HK$6.04M · loan HK$54.40M · min. income ≈ HK$527,266/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,568,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,983
−HK$14,910/mo
▼ 0.25% · 3.875%
HK$283,384
−HK$7,509/mo
Today · 4.125%
HK$290,893
baseline
▲ 0.50% · 4.625%
HK$306,227
+HK$15,334/mo
Deposit HK$6.04M · loan HK$54.40M · min. income ≈ HK$581,786/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,568,731 · Scale 2, in force from 26 Feb 2026)