LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,855
−HK$8,645/mo
▼ 0.25% · 3.875%
HK$142,143
−HK$4,357/mo
Today · 4.125%
HK$146,500
baseline
▲ 0.50% · 4.625%
HK$155,414
+HK$8,914/mo
Deposit HK$30.23M · loan HK$30.23M · min. income ≈ HK$293,000/mo (50% DSR)
Upfront cash ≈ HK$32.80M (deposit + AVD stamp duty HK$2,569,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,363
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$157,476
−HK$4,172/mo
Today · 4.125%
HK$161,648
baseline
▲ 0.50% · 4.625%
HK$170,169
+HK$8,521/mo
Deposit HK$30.23M · loan HK$30.23M · min. income ≈ HK$323,296/mo (50% DSR)
Upfront cash ≈ HK$32.80M (deposit + AVD stamp duty HK$2,569,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,426
−HK$10,374/mo
▼ 0.25% · 3.875%
HK$170,572
−HK$5,228/mo
Today · 4.125%
HK$175,800
baseline
▲ 0.50% · 4.625%
HK$186,497
+HK$10,697/mo
Deposit HK$24.18M · loan HK$36.27M · min. income ≈ HK$351,600/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,569,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,035
−HK$9,943/mo
▼ 0.25% · 3.875%
HK$188,971
−HK$5,007/mo
Today · 4.125%
HK$193,978
baseline
▲ 0.50% · 4.625%
HK$204,203
+HK$10,225/mo
Deposit HK$24.18M · loan HK$36.27M · min. income ≈ HK$387,956/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,569,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,997
−HK$12,103/mo
▼ 0.25% · 3.875%
HK$199,001
−HK$6,099/mo
Today · 4.125%
HK$205,100
baseline
▲ 0.50% · 4.625%
HK$217,580
+HK$12,480/mo
Deposit HK$18.14M · loan HK$42.32M · min. income ≈ HK$410,200/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$2,569,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,708
−HK$11,600/mo
▼ 0.25% · 3.875%
HK$220,466
−HK$5,842/mo
Today · 4.125%
HK$226,308
baseline
▲ 0.50% · 4.625%
HK$238,237
+HK$11,929/mo
Deposit HK$18.14M · loan HK$42.32M · min. income ≈ HK$452,616/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$2,569,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,139
−HK$15,561/mo
▼ 0.25% · 3.875%
HK$255,858
−HK$7,842/mo
Today · 4.125%
HK$263,700
baseline
▲ 0.50% · 4.625%
HK$279,745
+HK$16,045/mo
Deposit HK$6.05M · loan HK$54.41M · min. income ≈ HK$527,400/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,569,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,053
−HK$14,914/mo
▼ 0.25% · 3.875%
HK$283,456
−HK$7,511/mo
Today · 4.125%
HK$290,967
baseline
▲ 0.50% · 4.625%
HK$306,304
+HK$15,337/mo
Deposit HK$6.05M · loan HK$54.41M · min. income ≈ HK$581,934/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$2,569,381 · Scale 2, in force from 26 Feb 2026)