LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,786
−HK$864/mo
▼ 0.25% · 3.875%
HK$14,215
−HK$435/mo
Today · 4.125%
HK$14,650
baseline
▲ 0.50% · 4.625%
HK$15,542
+HK$892/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,300/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,337
−HK$828/mo
▼ 0.25% · 3.875%
HK$15,748
−HK$417/mo
Today · 4.125%
HK$16,165
baseline
▲ 0.50% · 4.625%
HK$17,017
+HK$852/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,330/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,543
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,058
−HK$523/mo
Today · 4.125%
HK$17,581
baseline
▲ 0.50% · 4.625%
HK$18,650
+HK$1,069/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$35,162/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,404
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,898
−HK$500/mo
Today · 4.125%
HK$19,398
baseline
▲ 0.50% · 4.625%
HK$20,421
+HK$1,023/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$38,796/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,300
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,901
−HK$610/mo
Today · 4.125%
HK$20,511
baseline
▲ 0.50% · 4.625%
HK$21,759
+HK$1,248/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$41,022/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,471
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,047
−HK$584/mo
Today · 4.125%
HK$22,631
baseline
▲ 0.50% · 4.625%
HK$23,824
+HK$1,193/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$45,262/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,815
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,587
−HK$784/mo
Today · 4.125%
HK$26,371
baseline
▲ 0.50% · 4.625%
HK$27,975
+HK$1,604/mo
Deposit HK$605K · loan HK$5.44M · min. income ≈ HK$52,742/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$139,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,606
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,346
−HK$752/mo
Today · 4.125%
HK$29,098
baseline
▲ 0.50% · 4.625%
HK$30,631
+HK$1,533/mo
Deposit HK$605K · loan HK$5.44M · min. income ≈ HK$58,196/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$139,579 · Scale 2, in force from 26 Feb 2026)