LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,870
−HK$8,645/mo
▼ 0.25% · 3.875%
HK$142,158
−HK$4,357/mo
Today · 4.125%
HK$146,515
baseline
▲ 0.50% · 4.625%
HK$155,430
+HK$8,915/mo
Deposit HK$30.23M · loan HK$30.23M · min. income ≈ HK$293,030/mo (50% DSR)
Upfront cash ≈ HK$32.80M (deposit + AVD stamp duty HK$2,569,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,379
−HK$8,286/mo
▼ 0.25% · 3.875%
HK$157,492
−HK$4,173/mo
Today · 4.125%
HK$161,665
baseline
▲ 0.50% · 4.625%
HK$170,187
+HK$8,522/mo
Deposit HK$30.23M · loan HK$30.23M · min. income ≈ HK$323,330/mo (50% DSR)
Upfront cash ≈ HK$32.80M (deposit + AVD stamp duty HK$2,569,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,443
−HK$10,375/mo
▼ 0.25% · 3.875%
HK$170,590
−HK$5,228/mo
Today · 4.125%
HK$175,818
baseline
▲ 0.50% · 4.625%
HK$186,516
+HK$10,698/mo
Deposit HK$24.18M · loan HK$36.28M · min. income ≈ HK$351,636/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,569,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,054
−HK$9,944/mo
▼ 0.25% · 3.875%
HK$188,990
−HK$5,008/mo
Today · 4.125%
HK$193,998
baseline
▲ 0.50% · 4.625%
HK$204,224
+HK$10,226/mo
Deposit HK$24.18M · loan HK$36.28M · min. income ≈ HK$387,996/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,569,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,017
−HK$12,104/mo
▼ 0.25% · 3.875%
HK$199,021
−HK$6,100/mo
Today · 4.125%
HK$205,121
baseline
▲ 0.50% · 4.625%
HK$217,602
+HK$12,481/mo
Deposit HK$18.14M · loan HK$42.32M · min. income ≈ HK$410,242/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$2,569,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,730
−HK$11,601/mo
▼ 0.25% · 3.875%
HK$220,489
−HK$5,842/mo
Today · 4.125%
HK$226,331
baseline
▲ 0.50% · 4.625%
HK$238,261
+HK$11,930/mo
Deposit HK$18.14M · loan HK$42.32M · min. income ≈ HK$452,662/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$2,569,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,165
−HK$15,562/mo
▼ 0.25% · 3.875%
HK$255,885
−HK$7,842/mo
Today · 4.125%
HK$263,727
baseline
▲ 0.50% · 4.625%
HK$279,775
+HK$16,048/mo
Deposit HK$6.05M · loan HK$54.42M · min. income ≈ HK$527,454/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,569,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,081
−HK$14,916/mo
▼ 0.25% · 3.875%
HK$283,486
−HK$7,511/mo
Today · 4.125%
HK$290,997
baseline
▲ 0.50% · 4.625%
HK$306,336
+HK$15,339/mo
Deposit HK$6.05M · loan HK$54.42M · min. income ≈ HK$581,994/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,569,649 · Scale 2, in force from 26 Feb 2026)