LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,877
−HK$8,646/mo
▼ 0.25% · 3.875%
HK$142,166
−HK$4,357/mo
Today · 4.125%
HK$146,523
baseline
▲ 0.50% · 4.625%
HK$155,439
+HK$8,916/mo
Deposit HK$30.23M · loan HK$30.23M · min. income ≈ HK$293,046/mo (50% DSR)
Upfront cash ≈ HK$32.80M (deposit + AVD stamp duty HK$2,569,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,387
−HK$8,287/mo
▼ 0.25% · 3.875%
HK$157,501
−HK$4,173/mo
Today · 4.125%
HK$161,674
baseline
▲ 0.50% · 4.625%
HK$170,196
+HK$8,522/mo
Deposit HK$30.23M · loan HK$30.23M · min. income ≈ HK$323,348/mo (50% DSR)
Upfront cash ≈ HK$32.80M (deposit + AVD stamp duty HK$2,569,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,453
−HK$10,375/mo
▼ 0.25% · 3.875%
HK$170,599
−HK$5,229/mo
Today · 4.125%
HK$175,828
baseline
▲ 0.50% · 4.625%
HK$186,527
+HK$10,699/mo
Deposit HK$24.19M · loan HK$36.28M · min. income ≈ HK$351,656/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,569,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,065
−HK$9,944/mo
▼ 0.25% · 3.875%
HK$189,001
−HK$5,008/mo
Today · 4.125%
HK$194,009
baseline
▲ 0.50% · 4.625%
HK$204,236
+HK$10,227/mo
Deposit HK$24.19M · loan HK$36.28M · min. income ≈ HK$388,018/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,569,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,028
−HK$12,105/mo
▼ 0.25% · 3.875%
HK$199,033
−HK$6,100/mo
Today · 4.125%
HK$205,133
baseline
▲ 0.50% · 4.625%
HK$217,615
+HK$12,482/mo
Deposit HK$18.14M · loan HK$42.33M · min. income ≈ HK$410,266/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$2,569,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,742
−HK$11,602/mo
▼ 0.25% · 3.875%
HK$220,501
−HK$5,843/mo
Today · 4.125%
HK$226,344
baseline
▲ 0.50% · 4.625%
HK$238,275
+HK$11,931/mo
Deposit HK$18.14M · loan HK$42.33M · min. income ≈ HK$452,688/mo (50% DSR)
Upfront cash ≈ HK$20.71M (deposit + AVD stamp duty HK$2,569,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,179
−HK$15,563/mo
▼ 0.25% · 3.875%
HK$255,899
−HK$7,843/mo
Today · 4.125%
HK$263,742
baseline
▲ 0.50% · 4.625%
HK$279,790
+HK$16,048/mo
Deposit HK$6.05M · loan HK$54.42M · min. income ≈ HK$527,484/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,569,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,097
−HK$14,917/mo
▼ 0.25% · 3.875%
HK$283,502
−HK$7,512/mo
Today · 4.125%
HK$291,014
baseline
▲ 0.50% · 4.625%
HK$306,353
+HK$15,339/mo
Deposit HK$6.05M · loan HK$54.42M · min. income ≈ HK$582,028/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,569,794 · Scale 2, in force from 26 Feb 2026)