LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,792
−HK$865/mo
▼ 0.25% · 3.875%
HK$14,221
−HK$436/mo
Today · 4.125%
HK$14,657
baseline
▲ 0.50% · 4.625%
HK$15,549
+HK$892/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,314/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,343
−HK$829/mo
▼ 0.25% · 3.875%
HK$15,755
−HK$417/mo
Today · 4.125%
HK$16,172
baseline
▲ 0.50% · 4.625%
HK$17,025
+HK$853/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,344/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,550
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,065
−HK$523/mo
Today · 4.125%
HK$17,588
baseline
▲ 0.50% · 4.625%
HK$18,658
+HK$1,070/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$35,176/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,412
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,906
−HK$501/mo
Today · 4.125%
HK$19,407
baseline
▲ 0.50% · 4.625%
HK$20,430
+HK$1,023/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$38,814/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,309
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,909
−HK$610/mo
Today · 4.125%
HK$20,519
baseline
▲ 0.50% · 4.625%
HK$21,768
+HK$1,249/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$41,038/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,481
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,057
−HK$584/mo
Today · 4.125%
HK$22,641
baseline
▲ 0.50% · 4.625%
HK$23,835
+HK$1,194/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$45,282/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,825
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,598
−HK$784/mo
Today · 4.125%
HK$26,382
baseline
▲ 0.50% · 4.625%
HK$27,987
+HK$1,605/mo
Deposit HK$605K · loan HK$5.44M · min. income ≈ HK$52,764/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$139,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,618
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,359
−HK$751/mo
Today · 4.125%
HK$29,110
baseline
▲ 0.50% · 4.625%
HK$30,644
+HK$1,534/mo
Deposit HK$605K · loan HK$5.44M · min. income ≈ HK$58,220/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$139,837 · Scale 2, in force from 26 Feb 2026)