LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,924
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$142,215
−HK$4,358/mo
Today · 4.125%
HK$146,573
baseline
▲ 0.50% · 4.625%
HK$155,492
+HK$8,919/mo
Deposit HK$30.24M · loan HK$30.24M · min. income ≈ HK$293,146/mo (50% DSR)
Upfront cash ≈ HK$32.81M (deposit + AVD stamp duty HK$2,570,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,439
−HK$8,290/mo
▼ 0.25% · 3.875%
HK$157,555
−HK$4,174/mo
Today · 4.125%
HK$161,729
baseline
▲ 0.50% · 4.625%
HK$170,254
+HK$8,525/mo
Deposit HK$30.24M · loan HK$30.24M · min. income ≈ HK$323,458/mo (50% DSR)
Upfront cash ≈ HK$32.81M (deposit + AVD stamp duty HK$2,570,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,509
−HK$10,379/mo
▼ 0.25% · 3.875%
HK$170,657
−HK$5,231/mo
Today · 4.125%
HK$175,888
baseline
▲ 0.50% · 4.625%
HK$186,590
+HK$10,702/mo
Deposit HK$24.19M · loan HK$36.29M · min. income ≈ HK$351,776/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,570,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,127
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$189,066
−HK$5,009/mo
Today · 4.125%
HK$194,075
baseline
▲ 0.50% · 4.625%
HK$204,305
+HK$10,230/mo
Deposit HK$24.19M · loan HK$36.29M · min. income ≈ HK$388,150/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,570,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,094
−HK$12,109/mo
▼ 0.25% · 3.875%
HK$199,100
−HK$6,103/mo
Today · 4.125%
HK$205,203
baseline
▲ 0.50% · 4.625%
HK$217,689
+HK$12,486/mo
Deposit HK$18.15M · loan HK$42.34M · min. income ≈ HK$410,406/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,570,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,815
−HK$11,606/mo
▼ 0.25% · 3.875%
HK$220,576
−HK$5,845/mo
Today · 4.125%
HK$226,421
baseline
▲ 0.50% · 4.625%
HK$238,356
+HK$11,935/mo
Deposit HK$18.15M · loan HK$42.34M · min. income ≈ HK$452,842/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,570,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,264
−HK$15,568/mo
▼ 0.25% · 3.875%
HK$255,986
−HK$7,846/mo
Today · 4.125%
HK$263,832
baseline
▲ 0.50% · 4.625%
HK$279,886
+HK$16,054/mo
Deposit HK$6.05M · loan HK$54.44M · min. income ≈ HK$527,664/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,570,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,191
−HK$14,922/mo
▼ 0.25% · 3.875%
HK$283,598
−HK$7,515/mo
Today · 4.125%
HK$291,113
baseline
▲ 0.50% · 4.625%
HK$306,458
+HK$15,345/mo
Deposit HK$6.05M · loan HK$54.44M · min. income ≈ HK$582,226/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,570,669 · Scale 2, in force from 26 Feb 2026)