LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,793
−HK$865/mo
▼ 0.25% · 3.875%
HK$14,222
−HK$436/mo
Today · 4.125%
HK$14,658
baseline
▲ 0.50% · 4.625%
HK$15,550
+HK$892/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,316/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,344
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,756
−HK$418/mo
Today · 4.125%
HK$16,174
baseline
▲ 0.50% · 4.625%
HK$17,026
+HK$852/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,348/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$139,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,552
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,066
−HK$523/mo
Today · 4.125%
HK$17,589
baseline
▲ 0.50% · 4.625%
HK$18,660
+HK$1,071/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$35,178/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,413
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,907
−HK$501/mo
Today · 4.125%
HK$19,408
baseline
▲ 0.50% · 4.625%
HK$20,431
+HK$1,023/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$38,816/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$139,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,310
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,911
−HK$610/mo
Today · 4.125%
HK$20,521
baseline
▲ 0.50% · 4.625%
HK$21,770
+HK$1,249/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$41,042/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,482
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,058
−HK$585/mo
Today · 4.125%
HK$22,643
baseline
▲ 0.50% · 4.625%
HK$23,836
+HK$1,193/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$45,286/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$139,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,827
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,600
−HK$784/mo
Today · 4.125%
HK$26,384
baseline
▲ 0.50% · 4.625%
HK$27,990
+HK$1,606/mo
Deposit HK$605K · loan HK$5.44M · min. income ≈ HK$52,768/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$139,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,620
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,361
−HK$751/mo
Today · 4.125%
HK$29,112
baseline
▲ 0.50% · 4.625%
HK$30,647
+HK$1,535/mo
Deposit HK$605K · loan HK$5.44M · min. income ≈ HK$58,224/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$139,885 · Scale 2, in force from 26 Feb 2026)