LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,930
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$142,220
−HK$4,359/mo
Today · 4.125%
HK$146,579
baseline
▲ 0.50% · 4.625%
HK$155,498
+HK$8,919/mo
Deposit HK$30.24M · loan HK$30.24M · min. income ≈ HK$293,158/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$2,570,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,445
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$157,561
−HK$4,175/mo
Today · 4.125%
HK$161,736
baseline
▲ 0.50% · 4.625%
HK$170,261
+HK$8,525/mo
Deposit HK$30.24M · loan HK$30.24M · min. income ≈ HK$323,472/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$2,570,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,516
−HK$10,379/mo
▼ 0.25% · 3.875%
HK$170,664
−HK$5,231/mo
Today · 4.125%
HK$175,895
baseline
▲ 0.50% · 4.625%
HK$186,598
+HK$10,703/mo
Deposit HK$24.20M · loan HK$36.29M · min. income ≈ HK$351,790/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,570,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,135
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$189,073
−HK$5,010/mo
Today · 4.125%
HK$194,083
baseline
▲ 0.50% · 4.625%
HK$204,313
+HK$10,230/mo
Deposit HK$24.20M · loan HK$36.29M · min. income ≈ HK$388,166/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,570,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,102
−HK$12,109/mo
▼ 0.25% · 3.875%
HK$199,108
−HK$6,103/mo
Today · 4.125%
HK$205,211
baseline
▲ 0.50% · 4.625%
HK$217,697
+HK$12,486/mo
Deposit HK$18.15M · loan HK$42.34M · min. income ≈ HK$410,422/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,570,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,824
−HK$11,606/mo
▼ 0.25% · 3.875%
HK$220,585
−HK$5,845/mo
Today · 4.125%
HK$226,430
baseline
▲ 0.50% · 4.625%
HK$238,365
+HK$11,935/mo
Deposit HK$18.15M · loan HK$42.34M · min. income ≈ HK$452,860/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,570,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,274
−HK$15,569/mo
▼ 0.25% · 3.875%
HK$255,996
−HK$7,847/mo
Today · 4.125%
HK$263,843
baseline
▲ 0.50% · 4.625%
HK$279,897
+HK$16,054/mo
Deposit HK$6.05M · loan HK$54.44M · min. income ≈ HK$527,686/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,570,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,202
−HK$14,922/mo
▼ 0.25% · 3.875%
HK$283,609
−HK$7,515/mo
Today · 4.125%
HK$291,124
baseline
▲ 0.50% · 4.625%
HK$306,470
+HK$15,346/mo
Deposit HK$6.05M · loan HK$54.44M · min. income ≈ HK$582,248/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,570,771 · Scale 2, in force from 26 Feb 2026)