LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,933
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$142,223
−HK$4,359/mo
Today · 4.125%
HK$146,582
baseline
▲ 0.50% · 4.625%
HK$155,501
+HK$8,919/mo
Deposit HK$30.25M · loan HK$30.25M · min. income ≈ HK$293,164/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$2,570,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,449
−HK$8,290/mo
▼ 0.25% · 3.875%
HK$157,564
−HK$4,175/mo
Today · 4.125%
HK$161,739
baseline
▲ 0.50% · 4.625%
HK$170,265
+HK$8,526/mo
Deposit HK$30.25M · loan HK$30.25M · min. income ≈ HK$323,478/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$2,570,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,519
−HK$10,380/mo
▼ 0.25% · 3.875%
HK$170,668
−HK$5,231/mo
Today · 4.125%
HK$175,899
baseline
▲ 0.50% · 4.625%
HK$186,602
+HK$10,703/mo
Deposit HK$24.20M · loan HK$36.29M · min. income ≈ HK$351,798/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,570,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,139
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$189,077
−HK$5,010/mo
Today · 4.125%
HK$194,087
baseline
▲ 0.50% · 4.625%
HK$204,318
+HK$10,231/mo
Deposit HK$24.20M · loan HK$36.29M · min. income ≈ HK$388,174/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,570,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,106
−HK$12,109/mo
▼ 0.25% · 3.875%
HK$199,112
−HK$6,103/mo
Today · 4.125%
HK$205,215
baseline
▲ 0.50% · 4.625%
HK$217,702
+HK$12,487/mo
Deposit HK$18.15M · loan HK$42.34M · min. income ≈ HK$410,430/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,570,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,828
−HK$11,607/mo
▼ 0.25% · 3.875%
HK$220,590
−HK$5,845/mo
Today · 4.125%
HK$226,435
baseline
▲ 0.50% · 4.625%
HK$238,370
+HK$11,935/mo
Deposit HK$18.15M · loan HK$42.34M · min. income ≈ HK$452,870/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,570,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,279
−HK$15,569/mo
▼ 0.25% · 3.875%
HK$256,002
−HK$7,846/mo
Today · 4.125%
HK$263,848
baseline
▲ 0.50% · 4.625%
HK$279,903
+HK$16,055/mo
Deposit HK$6.05M · loan HK$54.44M · min. income ≈ HK$527,696/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,570,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,208
−HK$14,922/mo
▼ 0.25% · 3.875%
HK$283,616
−HK$7,514/mo
Today · 4.125%
HK$291,130
baseline
▲ 0.50% · 4.625%
HK$306,476
+HK$15,346/mo
Deposit HK$6.05M · loan HK$54.44M · min. income ≈ HK$582,260/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,570,825 · Scale 2, in force from 26 Feb 2026)