LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,936
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$142,227
−HK$4,359/mo
Today · 4.125%
HK$146,586
baseline
▲ 0.50% · 4.625%
HK$155,505
+HK$8,919/mo
Deposit HK$30.25M · loan HK$30.25M · min. income ≈ HK$293,172/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$2,570,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,453
−HK$8,290/mo
▼ 0.25% · 3.875%
HK$157,568
−HK$4,175/mo
Today · 4.125%
HK$161,743
baseline
▲ 0.50% · 4.625%
HK$170,269
+HK$8,526/mo
Deposit HK$30.25M · loan HK$30.25M · min. income ≈ HK$323,486/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$2,570,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,523
−HK$10,380/mo
▼ 0.25% · 3.875%
HK$170,672
−HK$5,231/mo
Today · 4.125%
HK$175,903
baseline
▲ 0.50% · 4.625%
HK$186,607
+HK$10,704/mo
Deposit HK$24.20M · loan HK$36.29M · min. income ≈ HK$351,806/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,570,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,143
−HK$9,949/mo
▼ 0.25% · 3.875%
HK$189,082
−HK$5,010/mo
Today · 4.125%
HK$194,092
baseline
▲ 0.50% · 4.625%
HK$204,323
+HK$10,231/mo
Deposit HK$24.20M · loan HK$36.29M · min. income ≈ HK$388,184/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,570,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,111
−HK$12,109/mo
▼ 0.25% · 3.875%
HK$199,118
−HK$6,102/mo
Today · 4.125%
HK$205,220
baseline
▲ 0.50% · 4.625%
HK$217,708
+HK$12,488/mo
Deposit HK$18.15M · loan HK$42.34M · min. income ≈ HK$410,440/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,570,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,834
−HK$11,607/mo
▼ 0.25% · 3.875%
HK$220,595
−HK$5,846/mo
Today · 4.125%
HK$226,441
baseline
▲ 0.50% · 4.625%
HK$238,377
+HK$11,936/mo
Deposit HK$18.15M · loan HK$42.34M · min. income ≈ HK$452,882/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,570,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,285
−HK$15,570/mo
▼ 0.25% · 3.875%
HK$256,008
−HK$7,847/mo
Today · 4.125%
HK$263,855
baseline
▲ 0.50% · 4.625%
HK$279,910
+HK$16,055/mo
Deposit HK$6.05M · loan HK$54.44M · min. income ≈ HK$527,710/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,570,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,215
−HK$14,923/mo
▼ 0.25% · 3.875%
HK$283,623
−HK$7,515/mo
Today · 4.125%
HK$291,138
baseline
▲ 0.50% · 4.625%
HK$306,484
+HK$15,346/mo
Deposit HK$6.05M · loan HK$54.44M · min. income ≈ HK$582,276/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,570,891 · Scale 2, in force from 26 Feb 2026)