LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,948
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$142,239
−HK$4,359/mo
Today · 4.125%
HK$146,598
baseline
▲ 0.50% · 4.625%
HK$155,518
+HK$8,920/mo
Deposit HK$30.25M · loan HK$30.25M · min. income ≈ HK$293,196/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$2,571,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,465
−HK$8,292/mo
▼ 0.25% · 3.875%
HK$157,581
−HK$4,176/mo
Today · 4.125%
HK$161,757
baseline
▲ 0.50% · 4.625%
HK$170,283
+HK$8,526/mo
Deposit HK$30.25M · loan HK$30.25M · min. income ≈ HK$323,514/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$2,571,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,537
−HK$10,381/mo
▼ 0.25% · 3.875%
HK$170,686
−HK$5,232/mo
Today · 4.125%
HK$175,918
baseline
▲ 0.50% · 4.625%
HK$186,622
+HK$10,704/mo
Deposit HK$24.20M · loan HK$36.30M · min. income ≈ HK$351,836/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,571,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,159
−HK$9,949/mo
▼ 0.25% · 3.875%
HK$189,098
−HK$5,010/mo
Today · 4.125%
HK$194,108
baseline
▲ 0.50% · 4.625%
HK$204,340
+HK$10,232/mo
Deposit HK$24.20M · loan HK$36.30M · min. income ≈ HK$388,216/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,571,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,127
−HK$12,111/mo
▼ 0.25% · 3.875%
HK$199,134
−HK$6,104/mo
Today · 4.125%
HK$205,238
baseline
▲ 0.50% · 4.625%
HK$217,726
+HK$12,488/mo
Deposit HK$18.15M · loan HK$42.35M · min. income ≈ HK$410,476/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,571,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,852
−HK$11,607/mo
▼ 0.25% · 3.875%
HK$220,614
−HK$5,845/mo
Today · 4.125%
HK$226,459
baseline
▲ 0.50% · 4.625%
HK$238,396
+HK$11,937/mo
Deposit HK$18.15M · loan HK$42.35M · min. income ≈ HK$452,918/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,571,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,306
−HK$15,571/mo
▼ 0.25% · 3.875%
HK$256,030
−HK$7,847/mo
Today · 4.125%
HK$263,877
baseline
▲ 0.50% · 4.625%
HK$279,933
+HK$16,056/mo
Deposit HK$6.05M · loan HK$54.45M · min. income ≈ HK$527,754/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,571,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,238
−HK$14,924/mo
▼ 0.25% · 3.875%
HK$283,646
−HK$7,516/mo
Today · 4.125%
HK$291,162
baseline
▲ 0.50% · 4.625%
HK$306,510
+HK$15,348/mo
Deposit HK$6.05M · loan HK$54.45M · min. income ≈ HK$582,324/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,571,106 · Scale 2, in force from 26 Feb 2026)