LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,967
−HK$8,651/mo
▼ 0.25% · 3.875%
HK$142,258
−HK$4,360/mo
Today · 4.125%
HK$146,618
baseline
▲ 0.50% · 4.625%
HK$155,540
+HK$8,922/mo
Deposit HK$30.25M · loan HK$30.25M · min. income ≈ HK$293,236/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$2,571,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,486
−HK$8,293/mo
▼ 0.25% · 3.875%
HK$157,603
−HK$4,176/mo
Today · 4.125%
HK$161,779
baseline
▲ 0.50% · 4.625%
HK$170,306
+HK$8,527/mo
Deposit HK$30.25M · loan HK$30.25M · min. income ≈ HK$323,558/mo (50% DSR)
Upfront cash ≈ HK$32.82M (deposit + AVD stamp duty HK$2,571,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,560
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$170,710
−HK$5,232/mo
Today · 4.125%
HK$175,942
baseline
▲ 0.50% · 4.625%
HK$186,648
+HK$10,706/mo
Deposit HK$24.20M · loan HK$36.30M · min. income ≈ HK$351,884/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,571,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,184
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$189,123
−HK$5,012/mo
Today · 4.125%
HK$194,135
baseline
▲ 0.50% · 4.625%
HK$204,368
+HK$10,233/mo
Deposit HK$24.20M · loan HK$36.30M · min. income ≈ HK$388,270/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,571,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,153
−HK$12,113/mo
▼ 0.25% · 3.875%
HK$199,161
−HK$6,105/mo
Today · 4.125%
HK$205,266
baseline
▲ 0.50% · 4.625%
HK$217,756
+HK$12,490/mo
Deposit HK$18.15M · loan HK$42.35M · min. income ≈ HK$410,532/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,571,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,881
−HK$11,609/mo
▼ 0.25% · 3.875%
HK$220,644
−HK$5,846/mo
Today · 4.125%
HK$226,490
baseline
▲ 0.50% · 4.625%
HK$238,429
+HK$11,939/mo
Deposit HK$18.15M · loan HK$42.35M · min. income ≈ HK$452,980/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,571,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,340
−HK$15,573/mo
▼ 0.25% · 3.875%
HK$256,065
−HK$7,848/mo
Today · 4.125%
HK$263,913
baseline
▲ 0.50% · 4.625%
HK$279,971
+HK$16,058/mo
Deposit HK$6.05M · loan HK$54.45M · min. income ≈ HK$527,826/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,571,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,276
−HK$14,926/mo
▼ 0.25% · 3.875%
HK$283,685
−HK$7,517/mo
Today · 4.125%
HK$291,202
baseline
▲ 0.50% · 4.625%
HK$306,552
+HK$15,350/mo
Deposit HK$6.05M · loan HK$54.45M · min. income ≈ HK$582,404/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,571,457 · Scale 2, in force from 26 Feb 2026)