LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,973
−HK$8,652/mo
▼ 0.25% · 3.875%
HK$142,265
−HK$4,360/mo
Today · 4.125%
HK$146,625
baseline
▲ 0.50% · 4.625%
HK$155,547
+HK$8,922/mo
Deposit HK$30.25M · loan HK$30.25M · min. income ≈ HK$293,250/mo (50% DSR)
Upfront cash ≈ HK$32.83M (deposit + AVD stamp duty HK$2,571,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,494
−HK$8,293/mo
▼ 0.25% · 3.875%
HK$157,610
−HK$4,177/mo
Today · 4.125%
HK$161,787
baseline
▲ 0.50% · 4.625%
HK$170,315
+HK$8,528/mo
Deposit HK$30.25M · loan HK$30.25M · min. income ≈ HK$323,574/mo (50% DSR)
Upfront cash ≈ HK$32.83M (deposit + AVD stamp duty HK$2,571,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,568
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$170,718
−HK$5,232/mo
Today · 4.125%
HK$175,950
baseline
▲ 0.50% · 4.625%
HK$186,657
+HK$10,707/mo
Deposit HK$24.20M · loan HK$36.30M · min. income ≈ HK$351,900/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,571,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,193
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$189,133
−HK$5,011/mo
Today · 4.125%
HK$194,144
baseline
▲ 0.50% · 4.625%
HK$204,378
+HK$10,234/mo
Deposit HK$24.20M · loan HK$36.30M · min. income ≈ HK$388,288/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,571,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,163
−HK$12,113/mo
▼ 0.25% · 3.875%
HK$199,171
−HK$6,105/mo
Today · 4.125%
HK$205,276
baseline
▲ 0.50% · 4.625%
HK$217,766
+HK$12,490/mo
Deposit HK$18.15M · loan HK$42.36M · min. income ≈ HK$410,552/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,571,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,891
−HK$11,610/mo
▼ 0.25% · 3.875%
HK$220,655
−HK$5,846/mo
Today · 4.125%
HK$226,501
baseline
▲ 0.50% · 4.625%
HK$238,440
+HK$11,939/mo
Deposit HK$18.15M · loan HK$42.36M · min. income ≈ HK$453,002/mo (50% DSR)
Upfront cash ≈ HK$20.72M (deposit + AVD stamp duty HK$2,571,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,352
−HK$15,574/mo
▼ 0.25% · 3.875%
HK$256,077
−HK$7,849/mo
Today · 4.125%
HK$263,926
baseline
▲ 0.50% · 4.625%
HK$279,985
+HK$16,059/mo
Deposit HK$6.05M · loan HK$54.46M · min. income ≈ HK$527,852/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,571,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,289
−HK$14,927/mo
▼ 0.25% · 3.875%
HK$283,699
−HK$7,517/mo
Today · 4.125%
HK$291,216
baseline
▲ 0.50% · 4.625%
HK$306,566
+HK$15,350/mo
Deposit HK$6.05M · loan HK$54.46M · min. income ≈ HK$582,432/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,571,581 · Scale 2, in force from 26 Feb 2026)