LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,799
−HK$865/mo
▼ 0.25% · 3.875%
HK$14,228
−HK$436/mo
Today · 4.125%
HK$14,664
baseline
▲ 0.50% · 4.625%
HK$15,556
+HK$892/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$29,328/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$140,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,351
−HK$829/mo
▼ 0.25% · 3.875%
HK$15,763
−HK$417/mo
Today · 4.125%
HK$16,180
baseline
▲ 0.50% · 4.625%
HK$17,033
+HK$853/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$32,360/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$140,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,558
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,073
−HK$524/mo
Today · 4.125%
HK$17,597
baseline
▲ 0.50% · 4.625%
HK$18,667
+HK$1,070/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$35,194/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$140,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,421
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,915
−HK$501/mo
Today · 4.125%
HK$19,416
baseline
▲ 0.50% · 4.625%
HK$20,440
+HK$1,024/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$38,832/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$140,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,318
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,919
−HK$610/mo
Today · 4.125%
HK$20,529
baseline
▲ 0.50% · 4.625%
HK$21,779
+HK$1,250/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$41,058/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$140,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,491
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,068
−HK$584/mo
Today · 4.125%
HK$22,652
baseline
▲ 0.50% · 4.625%
HK$23,846
+HK$1,194/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$45,304/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$140,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,838
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,610
−HK$785/mo
Today · 4.125%
HK$26,395
baseline
▲ 0.50% · 4.625%
HK$28,001
+HK$1,606/mo
Deposit HK$605K · loan HK$5.45M · min. income ≈ HK$52,790/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$140,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,631
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,373
−HK$751/mo
Today · 4.125%
HK$29,124
baseline
▲ 0.50% · 4.625%
HK$30,660
+HK$1,536/mo
Deposit HK$605K · loan HK$5.45M · min. income ≈ HK$58,248/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$140,135 · Scale 2, in force from 26 Feb 2026)