LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,012
−HK$8,655/mo
▼ 0.25% · 3.875%
HK$142,305
−HK$4,362/mo
Today · 4.125%
HK$146,667
baseline
▲ 0.50% · 4.625%
HK$155,591
+HK$8,924/mo
Deposit HK$30.26M · loan HK$30.26M · min. income ≈ HK$293,334/mo (50% DSR)
Upfront cash ≈ HK$32.83M (deposit + AVD stamp duty HK$2,572,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,537
−HK$8,296/mo
▼ 0.25% · 3.875%
HK$157,655
−HK$4,178/mo
Today · 4.125%
HK$161,833
baseline
▲ 0.50% · 4.625%
HK$170,363
+HK$8,530/mo
Deposit HK$30.26M · loan HK$30.26M · min. income ≈ HK$323,666/mo (50% DSR)
Upfront cash ≈ HK$32.83M (deposit + AVD stamp duty HK$2,572,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,615
−HK$10,385/mo
▼ 0.25% · 3.875%
HK$170,766
−HK$5,234/mo
Today · 4.125%
HK$176,000
baseline
▲ 0.50% · 4.625%
HK$186,710
+HK$10,710/mo
Deposit HK$24.21M · loan HK$36.31M · min. income ≈ HK$352,000/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,572,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,245
−HK$9,954/mo
▼ 0.25% · 3.875%
HK$189,186
−HK$5,013/mo
Today · 4.125%
HK$194,199
baseline
▲ 0.50% · 4.625%
HK$204,436
+HK$10,237/mo
Deposit HK$24.21M · loan HK$36.31M · min. income ≈ HK$388,398/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,572,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,217
−HK$12,117/mo
▼ 0.25% · 3.875%
HK$199,228
−HK$6,106/mo
Today · 4.125%
HK$205,334
baseline
▲ 0.50% · 4.625%
HK$217,828
+HK$12,494/mo
Deposit HK$18.16M · loan HK$42.37M · min. income ≈ HK$410,668/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$2,572,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,952
−HK$11,614/mo
▼ 0.25% · 3.875%
HK$220,717
−HK$5,849/mo
Today · 4.125%
HK$226,566
baseline
▲ 0.50% · 4.625%
HK$238,508
+HK$11,942/mo
Deposit HK$18.16M · loan HK$42.37M · min. income ≈ HK$453,132/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$2,572,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,422
−HK$15,579/mo
▼ 0.25% · 3.875%
HK$256,150
−HK$7,851/mo
Today · 4.125%
HK$264,001
baseline
▲ 0.50% · 4.625%
HK$280,064
+HK$16,063/mo
Deposit HK$6.05M · loan HK$54.47M · min. income ≈ HK$528,002/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,572,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,367
−HK$14,932/mo
▼ 0.25% · 3.875%
HK$283,779
−HK$7,520/mo
Today · 4.125%
HK$291,299
baseline
▲ 0.50% · 4.625%
HK$306,653
+HK$15,354/mo
Deposit HK$6.05M · loan HK$54.47M · min. income ≈ HK$582,598/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$2,572,311 · Scale 2, in force from 26 Feb 2026)