LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,042
−HK$8,656/mo
▼ 0.25% · 3.875%
HK$142,336
−HK$4,362/mo
Today · 4.125%
HK$146,698
baseline
▲ 0.50% · 4.625%
HK$155,624
+HK$8,926/mo
Deposit HK$30.27M · loan HK$30.27M · min. income ≈ HK$293,396/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$2,572,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,570
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$157,689
−HK$4,178/mo
Today · 4.125%
HK$161,867
baseline
▲ 0.50% · 4.625%
HK$170,399
+HK$8,532/mo
Deposit HK$30.27M · loan HK$30.27M · min. income ≈ HK$323,734/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$2,572,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,650
−HK$10,388/mo
▼ 0.25% · 3.875%
HK$170,803
−HK$5,235/mo
Today · 4.125%
HK$176,038
baseline
▲ 0.50% · 4.625%
HK$186,749
+HK$10,711/mo
Deposit HK$24.22M · loan HK$36.32M · min. income ≈ HK$352,076/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,572,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,284
−HK$9,956/mo
▼ 0.25% · 3.875%
HK$189,226
−HK$5,014/mo
Today · 4.125%
HK$194,240
baseline
▲ 0.50% · 4.625%
HK$204,479
+HK$10,239/mo
Deposit HK$24.22M · loan HK$36.32M · min. income ≈ HK$388,480/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,572,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,258
−HK$12,119/mo
▼ 0.25% · 3.875%
HK$199,270
−HK$6,107/mo
Today · 4.125%
HK$205,377
baseline
▲ 0.50% · 4.625%
HK$217,874
+HK$12,497/mo
Deposit HK$18.16M · loan HK$42.38M · min. income ≈ HK$410,754/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$2,572,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,998
−HK$11,616/mo
▼ 0.25% · 3.875%
HK$220,764
−HK$5,850/mo
Today · 4.125%
HK$226,614
baseline
▲ 0.50% · 4.625%
HK$238,559
+HK$11,945/mo
Deposit HK$18.16M · loan HK$42.38M · min. income ≈ HK$453,228/mo (50% DSR)
Upfront cash ≈ HK$20.73M (deposit + AVD stamp duty HK$2,572,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,475
−HK$15,582/mo
▼ 0.25% · 3.875%
HK$256,204
−HK$7,853/mo
Today · 4.125%
HK$264,057
baseline
▲ 0.50% · 4.625%
HK$280,124
+HK$16,067/mo
Deposit HK$6.05M · loan HK$54.48M · min. income ≈ HK$528,114/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,572,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,426
−HK$14,934/mo
▼ 0.25% · 3.875%
HK$283,840
−HK$7,520/mo
Today · 4.125%
HK$291,360
baseline
▲ 0.50% · 4.625%
HK$306,718
+HK$15,358/mo
Deposit HK$6.05M · loan HK$54.48M · min. income ≈ HK$582,720/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,572,856 · Scale 2, in force from 26 Feb 2026)