LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,048
−HK$8,657/mo
▼ 0.25% · 3.875%
HK$142,342
−HK$4,363/mo
Today · 4.125%
HK$146,705
baseline
▲ 0.50% · 4.625%
HK$155,631
+HK$8,926/mo
Deposit HK$30.27M · loan HK$30.27M · min. income ≈ HK$293,410/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$2,572,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,577
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$157,696
−HK$4,178/mo
Today · 4.125%
HK$161,874
baseline
▲ 0.50% · 4.625%
HK$170,407
+HK$8,533/mo
Deposit HK$30.27M · loan HK$30.27M · min. income ≈ HK$323,748/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$2,572,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,658
−HK$10,388/mo
▼ 0.25% · 3.875%
HK$170,810
−HK$5,236/mo
Today · 4.125%
HK$176,046
baseline
▲ 0.50% · 4.625%
HK$186,758
+HK$10,712/mo
Deposit HK$24.22M · loan HK$36.32M · min. income ≈ HK$352,092/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,572,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,292
−HK$9,957/mo
▼ 0.25% · 3.875%
HK$189,235
−HK$5,014/mo
Today · 4.125%
HK$194,249
baseline
▲ 0.50% · 4.625%
HK$204,488
+HK$10,239/mo
Deposit HK$24.22M · loan HK$36.32M · min. income ≈ HK$388,498/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,572,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,267
−HK$12,120/mo
▼ 0.25% · 3.875%
HK$199,279
−HK$6,108/mo
Today · 4.125%
HK$205,387
baseline
▲ 0.50% · 4.625%
HK$217,884
+HK$12,497/mo
Deposit HK$18.16M · loan HK$42.38M · min. income ≈ HK$410,774/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$2,572,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,008
−HK$11,616/mo
▼ 0.25% · 3.875%
HK$220,774
−HK$5,850/mo
Today · 4.125%
HK$226,624
baseline
▲ 0.50% · 4.625%
HK$238,570
+HK$11,946/mo
Deposit HK$18.16M · loan HK$42.38M · min. income ≈ HK$453,248/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$2,572,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,486
−HK$15,583/mo
▼ 0.25% · 3.875%
HK$256,216
−HK$7,853/mo
Today · 4.125%
HK$264,069
baseline
▲ 0.50% · 4.625%
HK$280,137
+HK$16,068/mo
Deposit HK$6.05M · loan HK$54.49M · min. income ≈ HK$528,138/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,572,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,439
−HK$14,935/mo
▼ 0.25% · 3.875%
HK$283,852
−HK$7,522/mo
Today · 4.125%
HK$291,374
baseline
▲ 0.50% · 4.625%
HK$306,732
+HK$15,358/mo
Deposit HK$6.05M · loan HK$54.49M · min. income ≈ HK$582,748/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,572,973 · Scale 2, in force from 26 Feb 2026)