LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,057
−HK$8,657/mo
▼ 0.25% · 3.875%
HK$142,351
−HK$4,363/mo
Today · 4.125%
HK$146,714
baseline
▲ 0.50% · 4.625%
HK$155,641
+HK$8,927/mo
Deposit HK$30.27M · loan HK$30.27M · min. income ≈ HK$293,428/mo (50% DSR)
Upfront cash ≈ HK$32.85M (deposit + AVD stamp duty HK$2,573,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,587
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$157,706
−HK$4,178/mo
Today · 4.125%
HK$161,884
baseline
▲ 0.50% · 4.625%
HK$170,417
+HK$8,533/mo
Deposit HK$30.27M · loan HK$30.27M · min. income ≈ HK$323,768/mo (50% DSR)
Upfront cash ≈ HK$32.85M (deposit + AVD stamp duty HK$2,573,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,668
−HK$10,389/mo
▼ 0.25% · 3.875%
HK$170,821
−HK$5,236/mo
Today · 4.125%
HK$176,057
baseline
▲ 0.50% · 4.625%
HK$186,769
+HK$10,712/mo
Deposit HK$24.22M · loan HK$36.33M · min. income ≈ HK$352,114/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,573,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,304
−HK$9,957/mo
▼ 0.25% · 3.875%
HK$189,247
−HK$5,014/mo
Today · 4.125%
HK$194,261
baseline
▲ 0.50% · 4.625%
HK$204,501
+HK$10,240/mo
Deposit HK$24.22M · loan HK$36.33M · min. income ≈ HK$388,522/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,573,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,279
−HK$12,120/mo
▼ 0.25% · 3.875%
HK$199,291
−HK$6,108/mo
Today · 4.125%
HK$205,399
baseline
▲ 0.50% · 4.625%
HK$217,898
+HK$12,499/mo
Deposit HK$18.16M · loan HK$42.38M · min. income ≈ HK$410,798/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$2,573,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,021
−HK$11,617/mo
▼ 0.25% · 3.875%
HK$220,788
−HK$5,850/mo
Today · 4.125%
HK$226,638
baseline
▲ 0.50% · 4.625%
HK$238,584
+HK$11,946/mo
Deposit HK$18.16M · loan HK$42.38M · min. income ≈ HK$453,276/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$2,573,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,502
−HK$15,583/mo
▼ 0.25% · 3.875%
HK$256,232
−HK$7,853/mo
Today · 4.125%
HK$264,085
baseline
▲ 0.50% · 4.625%
HK$280,154
+HK$16,069/mo
Deposit HK$6.05M · loan HK$54.49M · min. income ≈ HK$528,170/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,573,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,456
−HK$14,936/mo
▼ 0.25% · 3.875%
HK$283,870
−HK$7,522/mo
Today · 4.125%
HK$291,392
baseline
▲ 0.50% · 4.625%
HK$306,751
+HK$15,359/mo
Deposit HK$6.05M · loan HK$54.49M · min. income ≈ HK$582,784/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,573,133 · Scale 2, in force from 26 Feb 2026)