LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,076
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$142,371
−HK$4,364/mo
Today · 4.125%
HK$146,735
baseline
▲ 0.50% · 4.625%
HK$155,663
+HK$8,928/mo
Deposit HK$30.28M · loan HK$30.28M · min. income ≈ HK$293,470/mo (50% DSR)
Upfront cash ≈ HK$32.85M (deposit + AVD stamp duty HK$2,573,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,609
−HK$8,299/mo
▼ 0.25% · 3.875%
HK$157,728
−HK$4,180/mo
Today · 4.125%
HK$161,908
baseline
▲ 0.50% · 4.625%
HK$170,442
+HK$8,534/mo
Deposit HK$30.28M · loan HK$30.28M · min. income ≈ HK$323,816/mo (50% DSR)
Upfront cash ≈ HK$32.85M (deposit + AVD stamp duty HK$2,573,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,692
−HK$10,390/mo
▼ 0.25% · 3.875%
HK$170,846
−HK$5,236/mo
Today · 4.125%
HK$176,082
baseline
▲ 0.50% · 4.625%
HK$186,796
+HK$10,714/mo
Deposit HK$24.22M · loan HK$36.33M · min. income ≈ HK$352,164/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,573,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,330
−HK$9,959/mo
▼ 0.25% · 3.875%
HK$189,274
−HK$5,015/mo
Today · 4.125%
HK$194,289
baseline
▲ 0.50% · 4.625%
HK$204,530
+HK$10,241/mo
Deposit HK$24.22M · loan HK$36.33M · min. income ≈ HK$388,578/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,573,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,307
−HK$12,122/mo
▼ 0.25% · 3.875%
HK$199,320
−HK$6,109/mo
Today · 4.125%
HK$205,429
baseline
▲ 0.50% · 4.625%
HK$217,929
+HK$12,500/mo
Deposit HK$18.17M · loan HK$42.39M · min. income ≈ HK$410,858/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$2,573,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,052
−HK$11,619/mo
▼ 0.25% · 3.875%
HK$220,820
−HK$5,851/mo
Today · 4.125%
HK$226,671
baseline
▲ 0.50% · 4.625%
HK$238,619
+HK$11,948/mo
Deposit HK$18.17M · loan HK$42.39M · min. income ≈ HK$453,342/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$2,573,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,537
−HK$15,586/mo
▼ 0.25% · 3.875%
HK$256,268
−HK$7,855/mo
Today · 4.125%
HK$264,123
baseline
▲ 0.50% · 4.625%
HK$280,194
+HK$16,071/mo
Deposit HK$6.06M · loan HK$54.50M · min. income ≈ HK$528,246/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,573,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,495
−HK$14,939/mo
▼ 0.25% · 3.875%
HK$283,911
−HK$7,523/mo
Today · 4.125%
HK$291,434
baseline
▲ 0.50% · 4.625%
HK$306,795
+HK$15,361/mo
Deposit HK$6.06M · loan HK$54.50M · min. income ≈ HK$582,868/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,573,502 · Scale 2, in force from 26 Feb 2026)