LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,113
−HK$8,660/mo
▼ 0.25% · 3.875%
HK$142,409
−HK$4,364/mo
Today · 4.125%
HK$146,773
baseline
▲ 0.50% · 4.625%
HK$155,704
+HK$8,931/mo
Deposit HK$30.28M · loan HK$30.28M · min. income ≈ HK$293,546/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$2,574,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,649
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$157,770
−HK$4,180/mo
Today · 4.125%
HK$161,950
baseline
▲ 0.50% · 4.625%
HK$170,487
+HK$8,537/mo
Deposit HK$30.28M · loan HK$30.28M · min. income ≈ HK$323,900/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$2,574,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,735
−HK$10,393/mo
▼ 0.25% · 3.875%
HK$170,890
−HK$5,238/mo
Today · 4.125%
HK$176,128
baseline
▲ 0.50% · 4.625%
HK$186,845
+HK$10,717/mo
Deposit HK$24.23M · loan HK$36.34M · min. income ≈ HK$352,256/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$2,574,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,379
−HK$9,961/mo
▼ 0.25% · 3.875%
HK$189,323
−HK$5,017/mo
Today · 4.125%
HK$194,340
baseline
▲ 0.50% · 4.625%
HK$204,584
+HK$10,244/mo
Deposit HK$24.23M · loan HK$36.34M · min. income ≈ HK$388,680/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$2,574,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,358
−HK$12,125/mo
▼ 0.25% · 3.875%
HK$199,372
−HK$6,111/mo
Today · 4.125%
HK$205,483
baseline
▲ 0.50% · 4.625%
HK$217,986
+HK$12,503/mo
Deposit HK$18.17M · loan HK$42.40M · min. income ≈ HK$410,966/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$2,574,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,108
−HK$11,622/mo
▼ 0.25% · 3.875%
HK$220,877
−HK$5,853/mo
Today · 4.125%
HK$226,730
baseline
▲ 0.50% · 4.625%
HK$238,681
+HK$11,951/mo
Deposit HK$18.17M · loan HK$42.40M · min. income ≈ HK$453,460/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$2,574,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,603
−HK$15,589/mo
▼ 0.25% · 3.875%
HK$256,335
−HK$7,857/mo
Today · 4.125%
HK$264,192
baseline
▲ 0.50% · 4.625%
HK$280,268
+HK$16,076/mo
Deposit HK$6.06M · loan HK$54.51M · min. income ≈ HK$528,384/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,568
−HK$14,942/mo
▼ 0.25% · 3.875%
HK$283,985
−HK$7,525/mo
Today · 4.125%
HK$291,510
baseline
▲ 0.50% · 4.625%
HK$306,876
+HK$15,366/mo
Deposit HK$6.06M · loan HK$54.51M · min. income ≈ HK$583,020/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,177 · Scale 2, in force from 26 Feb 2026)