LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,113
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$142,410
−HK$4,364/mo
Today · 4.125%
HK$146,774
baseline
▲ 0.50% · 4.625%
HK$155,705
+HK$8,931/mo
Deposit HK$30.28M · loan HK$30.28M · min. income ≈ HK$293,548/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$2,574,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,650
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$157,771
−HK$4,180/mo
Today · 4.125%
HK$161,951
baseline
▲ 0.50% · 4.625%
HK$170,488
+HK$8,537/mo
Deposit HK$30.28M · loan HK$30.28M · min. income ≈ HK$323,902/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$2,574,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,736
−HK$10,393/mo
▼ 0.25% · 3.875%
HK$170,892
−HK$5,237/mo
Today · 4.125%
HK$176,129
baseline
▲ 0.50% · 4.625%
HK$186,846
+HK$10,717/mo
Deposit HK$24.23M · loan HK$36.34M · min. income ≈ HK$352,258/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$2,574,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,380
−HK$9,961/mo
▼ 0.25% · 3.875%
HK$189,325
−HK$5,016/mo
Today · 4.125%
HK$194,341
baseline
▲ 0.50% · 4.625%
HK$204,585
+HK$10,244/mo
Deposit HK$24.23M · loan HK$36.34M · min. income ≈ HK$388,682/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$2,574,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,359
−HK$12,125/mo
▼ 0.25% · 3.875%
HK$199,373
−HK$6,111/mo
Today · 4.125%
HK$205,484
baseline
▲ 0.50% · 4.625%
HK$217,987
+HK$12,503/mo
Deposit HK$18.17M · loan HK$42.40M · min. income ≈ HK$410,968/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$2,574,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,110
−HK$11,622/mo
▼ 0.25% · 3.875%
HK$220,879
−HK$5,853/mo
Today · 4.125%
HK$226,732
baseline
▲ 0.50% · 4.625%
HK$238,683
+HK$11,951/mo
Deposit HK$18.17M · loan HK$42.40M · min. income ≈ HK$453,464/mo (50% DSR)
Upfront cash ≈ HK$20.74M (deposit + AVD stamp duty HK$2,574,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,604
−HK$15,590/mo
▼ 0.25% · 3.875%
HK$256,337
−HK$7,857/mo
Today · 4.125%
HK$264,194
baseline
▲ 0.50% · 4.625%
HK$280,270
+HK$16,076/mo
Deposit HK$6.06M · loan HK$54.51M · min. income ≈ HK$528,388/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,570
−HK$14,942/mo
▼ 0.25% · 3.875%
HK$283,987
−HK$7,525/mo
Today · 4.125%
HK$291,512
baseline
▲ 0.50% · 4.625%
HK$306,878
+HK$15,366/mo
Deposit HK$6.06M · loan HK$54.51M · min. income ≈ HK$583,024/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,195 · Scale 2, in force from 26 Feb 2026)