LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,118
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$142,414
−HK$4,365/mo
Today · 4.125%
HK$146,779
baseline
▲ 0.50% · 4.625%
HK$155,710
+HK$8,931/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$293,558/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$2,574,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,655
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$157,776
−HK$4,180/mo
Today · 4.125%
HK$161,956
baseline
▲ 0.50% · 4.625%
HK$170,493
+HK$8,537/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$323,912/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$2,574,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,741
−HK$10,394/mo
▼ 0.25% · 3.875%
HK$170,897
−HK$5,238/mo
Today · 4.125%
HK$176,135
baseline
▲ 0.50% · 4.625%
HK$186,852
+HK$10,717/mo
Deposit HK$24.23M · loan HK$36.34M · min. income ≈ HK$352,270/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$2,574,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,386
−HK$9,962/mo
▼ 0.25% · 3.875%
HK$189,331
−HK$5,017/mo
Today · 4.125%
HK$194,348
baseline
▲ 0.50% · 4.625%
HK$204,592
+HK$10,244/mo
Deposit HK$24.23M · loan HK$36.34M · min. income ≈ HK$388,696/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$2,574,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,365
−HK$12,126/mo
▼ 0.25% · 3.875%
HK$199,380
−HK$6,111/mo
Today · 4.125%
HK$205,491
baseline
▲ 0.50% · 4.625%
HK$217,994
+HK$12,503/mo
Deposit HK$18.17M · loan HK$42.40M · min. income ≈ HK$410,982/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,117
−HK$11,622/mo
▼ 0.25% · 3.875%
HK$220,886
−HK$5,853/mo
Today · 4.125%
HK$226,739
baseline
▲ 0.50% · 4.625%
HK$238,690
+HK$11,951/mo
Deposit HK$18.17M · loan HK$42.40M · min. income ≈ HK$453,478/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,612
−HK$15,590/mo
▼ 0.25% · 3.875%
HK$256,345
−HK$7,857/mo
Today · 4.125%
HK$264,202
baseline
▲ 0.50% · 4.625%
HK$280,278
+HK$16,076/mo
Deposit HK$6.06M · loan HK$54.51M · min. income ≈ HK$528,404/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,579
−HK$14,942/mo
▼ 0.25% · 3.875%
HK$283,996
−HK$7,525/mo
Today · 4.125%
HK$291,521
baseline
▲ 0.50% · 4.625%
HK$306,888
+HK$15,367/mo
Deposit HK$6.06M · loan HK$54.51M · min. income ≈ HK$583,042/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,277 · Scale 2, in force from 26 Feb 2026)