LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,125
−HK$8,662/mo
▼ 0.25% · 3.875%
HK$142,421
−HK$4,366/mo
Today · 4.125%
HK$146,787
baseline
▲ 0.50% · 4.625%
HK$155,718
+HK$8,931/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$293,574/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$2,574,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,663
−HK$8,302/mo
▼ 0.25% · 3.875%
HK$157,784
−HK$4,181/mo
Today · 4.125%
HK$161,965
baseline
▲ 0.50% · 4.625%
HK$170,502
+HK$8,537/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$323,930/mo (50% DSR)
Upfront cash ≈ HK$32.86M (deposit + AVD stamp duty HK$2,574,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,750
−HK$10,394/mo
▼ 0.25% · 3.875%
HK$170,906
−HK$5,238/mo
Today · 4.125%
HK$176,144
baseline
▲ 0.50% · 4.625%
HK$186,862
+HK$10,718/mo
Deposit HK$24.23M · loan HK$36.34M · min. income ≈ HK$352,288/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$2,574,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,395
−HK$9,962/mo
▼ 0.25% · 3.875%
HK$189,340
−HK$5,017/mo
Today · 4.125%
HK$194,357
baseline
▲ 0.50% · 4.625%
HK$204,602
+HK$10,245/mo
Deposit HK$24.23M · loan HK$36.34M · min. income ≈ HK$388,714/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$2,574,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,375
−HK$12,126/mo
▼ 0.25% · 3.875%
HK$199,390
−HK$6,111/mo
Today · 4.125%
HK$205,501
baseline
▲ 0.50% · 4.625%
HK$218,005
+HK$12,504/mo
Deposit HK$18.17M · loan HK$42.40M · min. income ≈ HK$411,002/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,128
−HK$11,622/mo
▼ 0.25% · 3.875%
HK$220,897
−HK$5,853/mo
Today · 4.125%
HK$226,750
baseline
▲ 0.50% · 4.625%
HK$238,703
+HK$11,953/mo
Deposit HK$18.17M · loan HK$42.40M · min. income ≈ HK$453,500/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,625
−HK$15,591/mo
▼ 0.25% · 3.875%
HK$256,359
−HK$7,857/mo
Today · 4.125%
HK$264,216
baseline
▲ 0.50% · 4.625%
HK$280,293
+HK$16,077/mo
Deposit HK$6.06M · loan HK$54.52M · min. income ≈ HK$528,432/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,593
−HK$14,943/mo
▼ 0.25% · 3.875%
HK$284,011
−HK$7,525/mo
Today · 4.125%
HK$291,536
baseline
▲ 0.50% · 4.625%
HK$306,903
+HK$15,367/mo
Deposit HK$6.06M · loan HK$54.52M · min. income ≈ HK$583,072/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,408 · Scale 2, in force from 26 Feb 2026)