LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,143
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$142,440
−HK$4,366/mo
Today · 4.125%
HK$146,806
baseline
▲ 0.50% · 4.625%
HK$155,739
+HK$8,933/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$293,612/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,574,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,683
−HK$8,303/mo
▼ 0.25% · 3.875%
HK$157,805
−HK$4,181/mo
Today · 4.125%
HK$161,986
baseline
▲ 0.50% · 4.625%
HK$170,524
+HK$8,538/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$323,972/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,574,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,772
−HK$10,395/mo
▼ 0.25% · 3.875%
HK$170,928
−HK$5,239/mo
Today · 4.125%
HK$176,167
baseline
▲ 0.50% · 4.625%
HK$186,887
+HK$10,720/mo
Deposit HK$24.23M · loan HK$36.35M · min. income ≈ HK$352,334/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,574,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,419
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$189,366
−HK$5,017/mo
Today · 4.125%
HK$194,383
baseline
▲ 0.50% · 4.625%
HK$204,629
+HK$10,246/mo
Deposit HK$24.23M · loan HK$36.35M · min. income ≈ HK$388,766/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,574,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,400
−HK$12,128/mo
▼ 0.25% · 3.875%
HK$199,416
−HK$6,112/mo
Today · 4.125%
HK$205,528
baseline
▲ 0.50% · 4.625%
HK$218,034
+HK$12,506/mo
Deposit HK$18.17M · loan HK$42.41M · min. income ≈ HK$411,056/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,156
−HK$11,624/mo
▼ 0.25% · 3.875%
HK$220,926
−HK$5,854/mo
Today · 4.125%
HK$226,780
baseline
▲ 0.50% · 4.625%
HK$238,734
+HK$11,954/mo
Deposit HK$18.17M · loan HK$42.41M · min. income ≈ HK$453,560/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,658
−HK$15,593/mo
▼ 0.25% · 3.875%
HK$256,392
−HK$7,859/mo
Today · 4.125%
HK$264,251
baseline
▲ 0.50% · 4.625%
HK$280,330
+HK$16,079/mo
Deposit HK$6.06M · loan HK$54.52M · min. income ≈ HK$528,502/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,629
−HK$14,946/mo
▼ 0.25% · 3.875%
HK$284,048
−HK$7,527/mo
Today · 4.125%
HK$291,575
baseline
▲ 0.50% · 4.625%
HK$306,944
+HK$15,369/mo
Deposit HK$6.06M · loan HK$54.52M · min. income ≈ HK$583,150/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,748 · Scale 2, in force from 26 Feb 2026)