LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,145
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$142,442
−HK$4,366/mo
Today · 4.125%
HK$146,808
baseline
▲ 0.50% · 4.625%
HK$155,741
+HK$8,933/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$293,616/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,574,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,685
−HK$8,303/mo
▼ 0.25% · 3.875%
HK$157,807
−HK$4,181/mo
Today · 4.125%
HK$161,988
baseline
▲ 0.50% · 4.625%
HK$170,527
+HK$8,539/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$323,976/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,574,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,774
−HK$10,396/mo
▼ 0.25% · 3.875%
HK$170,931
−HK$5,239/mo
Today · 4.125%
HK$176,170
baseline
▲ 0.50% · 4.625%
HK$186,889
+HK$10,719/mo
Deposit HK$24.23M · loan HK$36.35M · min. income ≈ HK$352,340/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,574,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,422
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$189,368
−HK$5,018/mo
Today · 4.125%
HK$194,386
baseline
▲ 0.50% · 4.625%
HK$204,632
+HK$10,246/mo
Deposit HK$24.23M · loan HK$36.35M · min. income ≈ HK$388,772/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,574,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,403
−HK$12,128/mo
▼ 0.25% · 3.875%
HK$199,419
−HK$6,112/mo
Today · 4.125%
HK$205,531
baseline
▲ 0.50% · 4.625%
HK$218,037
+HK$12,506/mo
Deposit HK$18.17M · loan HK$42.41M · min. income ≈ HK$411,062/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,159
−HK$11,624/mo
▼ 0.25% · 3.875%
HK$220,930
−HK$5,853/mo
Today · 4.125%
HK$226,783
baseline
▲ 0.50% · 4.625%
HK$238,738
+HK$11,955/mo
Deposit HK$18.17M · loan HK$42.41M · min. income ≈ HK$453,566/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,661
−HK$15,593/mo
▼ 0.25% · 3.875%
HK$256,396
−HK$7,858/mo
Today · 4.125%
HK$264,254
baseline
▲ 0.50% · 4.625%
HK$280,334
+HK$16,080/mo
Deposit HK$6.06M · loan HK$54.52M · min. income ≈ HK$528,508/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,633
−HK$14,946/mo
▼ 0.25% · 3.875%
HK$284,052
−HK$7,527/mo
Today · 4.125%
HK$291,579
baseline
▲ 0.50% · 4.625%
HK$306,948
+HK$15,369/mo
Deposit HK$6.06M · loan HK$54.52M · min. income ≈ HK$583,158/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,784 · Scale 2, in force from 26 Feb 2026)