LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,149
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$142,446
−HK$4,366/mo
Today · 4.125%
HK$146,812
baseline
▲ 0.50% · 4.625%
HK$155,745
+HK$8,933/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$293,624/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,574,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,689
−HK$8,303/mo
▼ 0.25% · 3.875%
HK$157,811
−HK$4,181/mo
Today · 4.125%
HK$161,992
baseline
▲ 0.50% · 4.625%
HK$170,531
+HK$8,539/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$323,984/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,574,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,778
−HK$10,396/mo
▼ 0.25% · 3.875%
HK$170,935
−HK$5,239/mo
Today · 4.125%
HK$176,174
baseline
▲ 0.50% · 4.625%
HK$186,894
+HK$10,720/mo
Deposit HK$24.23M · loan HK$36.35M · min. income ≈ HK$352,348/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,574,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,427
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$189,373
−HK$5,018/mo
Today · 4.125%
HK$194,391
baseline
▲ 0.50% · 4.625%
HK$204,637
+HK$10,246/mo
Deposit HK$24.23M · loan HK$36.35M · min. income ≈ HK$388,782/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,574,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,408
−HK$12,128/mo
▼ 0.25% · 3.875%
HK$199,424
−HK$6,112/mo
Today · 4.125%
HK$205,536
baseline
▲ 0.50% · 4.625%
HK$218,043
+HK$12,507/mo
Deposit HK$18.18M · loan HK$42.41M · min. income ≈ HK$411,072/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,164
−HK$11,625/mo
▼ 0.25% · 3.875%
HK$220,935
−HK$5,854/mo
Today · 4.125%
HK$226,789
baseline
▲ 0.50% · 4.625%
HK$238,743
+HK$11,954/mo
Deposit HK$18.18M · loan HK$42.41M · min. income ≈ HK$453,578/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,667
−HK$15,594/mo
▼ 0.25% · 3.875%
HK$256,402
−HK$7,859/mo
Today · 4.125%
HK$264,261
baseline
▲ 0.50% · 4.625%
HK$280,341
+HK$16,080/mo
Deposit HK$6.06M · loan HK$54.53M · min. income ≈ HK$528,522/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,640
−HK$14,946/mo
▼ 0.25% · 3.875%
HK$284,059
−HK$7,527/mo
Today · 4.125%
HK$291,586
baseline
▲ 0.50% · 4.625%
HK$306,956
+HK$15,370/mo
Deposit HK$6.06M · loan HK$54.53M · min. income ≈ HK$583,172/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,848 · Scale 2, in force from 26 Feb 2026)